882 Hess Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 882 Hess Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1965
Lot Size	0.935 acres (40,710 sqft)
Owner	Individual Name on Record
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5650 05 4544`

Property Details

APN / Parcel Number

Primary APN	`5650 05 4544`
Alternative APNs	`11022 0010.200000` `2147160` `152612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,296 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,710 sqft (0.935 acres)
Lot Dimensions	295 ft deep x 138 ft wide
Garage Type	Mixed
Garage Area	268 sqft
Driveway	Asphalt Driveway
Driveway Area	900 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	152612
Street Address	882 HESS RD
City	CONCORD
State	NC
Zip	28025-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 14 LAKEVIEW ACRES BLK 2
Legal Subdivision	LAKEVIEW ACRES
Legal Block	2
Legal Lot Number	14
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3022
Census Tract	40502

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	882 HESS RD, CONCORD, NC 28025-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 10, 2022	Intrafamily Transfer, Transfer
Oct 27, 2021	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 10, 2022
Transfer Doc	0015778201
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	882 HESS RD, CONCORD, NC 28025-8015
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 HESS RD, CONCORD, NC 28025-8015

Mortgage

Document Number	0016172117
Date	Aug 23, 2022
Book Page	16172/117

Lender

Name	COGENT BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	882 HESS RD, CONCORD, NC 28025-8015
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015987176
Date	Apr 25, 2022
Book Page	15987/176

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 10, 2022
Property Address	882 HESS RD, CONCORD, NC 28025-8015
Document Number	0015778201
Book / Page	15778 / 201
Map Reference	MB 12 PG 79
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7094 EMPIRE DR, 7094, MOUNT PLEASANT, NC 28124-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 HESS RD, CONCORD, NC 28025-8015

October 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CABARRUS NC
Recording Date	Oct 27, 2021
Property Address	882 HESS RD, CONCORD, NC 28025-8015
Document Number	0001560788
Book / Page	15607 / 88
Map Reference	MB 12 PG 79
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+32.92%)	$226,570 (+65.72%) Land $54,000 Building $172,570
2024			$226,570 (+65.72%) Land $54,000 Building $172,570
2023	$1,118.00	$136,720 Land $32,000 Building $104,720	$136,720 Land $32,000 Building $104,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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