898 Graves Mill Rd, Madison, VA 22727 Property Records

Madison County property record for 898 Graves Mill Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2015
Lot Size	3.96 acres (172,541 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2024)
Tax Bill	$2,697 (2026)
Deeds & Mortgages	Aug 2022 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-93D`

Property Details

APN / Parcel Number

Primary APN	`46-93D`
Alternative APN	`9934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	172,541 sqft (3.96 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9934
Street Address	898 GRAVES MILL RD
City	MADISON
State	VA
Zip	22727-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 240000990 3.961 AC 46-93D OFF RT 662
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2050
Census Tract	930202

Owner

Source: Madison County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	898 GRAVES MILL RD, MADISON, VA 22727-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Gift Deed, Transfer FIRST AMERICAN TITLE
Apr 7, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage SAG TOP HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2024990
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0000001258
Record Updated	Oct 29, 2026

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MADISON VA
Recording Date	Aug 25, 2022
Property Address	898 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0220001258
Map Reference	MB 38 PG 54
Instrument Date	Aug 25, 2022
Instrument	220001258
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 GRAVES MILL RD, MADISON, VA 22727-2551

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	Apr 7, 2020
Property Address	898 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0200000497
Map Reference	MB 38 PG 54
Instrument Date	Apr 6, 2020
Instrument	200000497
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	898 GRAVES MILL RD, MADISON, VA 22727-2551

Mortgage

Document Number	0200000498
Date	Apr 7, 2020
Instrument	200000498

Lender

Name	SAG TOP HOLDINGS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	1.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,697.00 (+3.93%)	$508,900 (-) Land $91,600 Building $417,300	$508,900 (-) Land $91,600 Building $417,300
2025	$2,595.00 (+10.61%)	$508,900 (+60.49%) Land $91,600 Building $417,300	$508,900 (+60.49%) Land $91,600 Building $417,300
2023	$2,346.00	$317,100 Land $77,700 Building $239,400	$317,100 Land $77,700 Building $239,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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