894 Graves Mill Rd, Madison, VA 22727 Property Records

Madison County property record for 894 Graves Mill Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,391 sqft · built 1996
Lot Size	12.7 acres (554,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2018)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-93A`

Property Details

APN / Parcel Number

Primary APN	`46-93A`
Alternative APN	`4226`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,391 sqft Living Area
1st Floor Area	2,788 sqft
Basement Area	1,746 sqft
Unfinished Basement	1,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	554,737 sqft (12.7 acres)
Terrain	Rolling
Garage Area	629 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Deck Area	110 sqft
Shed	1 Shed
Stable	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4226
Street Address	894 GRAVES MILL RD
City	MADISON
State	VA
Zip	22727-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 200000713 12.735 AC 46-93A RT 662
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2050
Census Tract	930202

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 26, 2020	Intrafamily Transfer, Transfer
Jun 17, 2020	Transfer on Death Deed, Transfer
May 19, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 23, 2018	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Deed Document Number	2018655
Last Transfer Date	May 13, 2020
Transfer Doc	0000000858
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001966
Date	Sep 21, 2021
Instrument	210001966

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON VA
Recording Date	May 26, 2020
Property Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0200000756
Map Reference	MB 38 PG 54
Instrument Date	May 13, 2020
Instrument	200000756
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	864 GRAVES MILL RD, MADISON, VA 22727-2551

June 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON VA
Recording Date	Jun 17, 2020
Property Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0200000858
Map Reference	MB 19 PG 15
Instrument Date	May 13, 2020
Instrument	200000858
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	894 GRAVES MILL RD, MADISON, VA 22727-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 MEADOW LARK DR, CULPEPER, VA 22701-1677

May 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	May 19, 2020
Property Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0200000713
Map Reference	MB 19 PG 15
Instrument Date	Apr 28, 2020
Instrument	200000713
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 GRAVES MILL RD, MADISON, VA 22727-2551

Mortgage

Document Number	0200000714
Date	May 19, 2020
Instrument	200000714

Lender

Name	CHURCHILL MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	May 23, 2018
Property Address	894 GRAVES MILL RD, MADISON, VA 22727-2551
Document Number	0180000655
Instrument Date	May 21, 2018
Instrument	180000655
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 GRAVES MILL RD, MADISON, VA 22727-2551

Mortgage

Document Number	0180000656
Date	May 23, 2018
Instrument	180000656

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (-6.08%)	$843,400 (+32.32%) Land $189,400 Building $654,000	$843,400 (+32.32%) Land $189,400 Building $654,000
2023	$4,245.00	$637,400 Land $150,900 Building $486,500	$637,400 Land $150,900 Building $486,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon, Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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