Boulder County property record for 898 Gapter Rd, Boulder, CO 80303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,576 sqft · built 1956 |
| Lot Size | 0.786 acres (34,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,100 (Apr 1990) |
| Tax Bill | $8,295 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1463-34-4-12-001 |
| Primary APN | 1463-34-4-12-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 2,576 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 34,233 sqft (0.786 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 459 sqft |
|---|---|
| Patio Area | 612 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Account Number | R0035945 |
|---|---|
| Street Address | 898 GAPTER RD |
| City | BOULDER |
| State | CO |
| Zip | 80303-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 GAPTER |
| Legal Range | 70 |
| Legal Township | 1N |
| Legal Section | 34 |
| Legal Subdivision | GAPTER - BOV |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 12710 |
898 Gapter Rd is owned and occupied by two individuals who acquired it in June 2010.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 898 GAPTER RD, BOULDER, CO 80303-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 1990 · Amount on File |
| Deed Sale | Apr 3, 1990 · Amount on File |
| Prior Sale | Sep 27, 1988 · Amount on File |
| Deed Document Number | 19901035374 |
| Last Transfer Date | Jun 17, 2010 |
| Transfer Doc | 0003083117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 898 GAPTER RD, BOULDER, CO 80303-2921 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 898 GAPTER RD, BOULDER, CO 80303-2921 |
| Document Number | 0004108151 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 4108151 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | BOULDER, CO 80304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 898 GAPTER RD, BOULDER, CO 80303-2921 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0003890104 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 3890104 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 898 Gapter Rd was $8,295.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,703 (+3.7%) Land $53,279 Building $43,424 | $1,492,100 (-) Land $853,500 Building $638,600 | |
| 2025 | $8,295.00 | $93,256 Land $53,344 Building $39,912 | $1,492,100 Land $853,500 Building $638,600 |
| 2023 | $7,299.00 (+21.61%) | $94,912 (+32.59%) Land $38,853 Building $56,059 | $1,416,600 (+37.53%) Land $579,900 Building $836,700 |
| 2022 | $6,002.00 | $71,585 Land $32,651 Building $38,934 | $1,030,000 Land $469,800 Building $560,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 898 Gapter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 units insured incl. 6 condo units |
| Nearby Flood Claims | 91 (1980–2022) |
| Claims Outside the SFHA | 24 of 91 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 898 Gapter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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