897 Gapter Rd, Boulder, CO 80303 Property Records

Boulder County property record for 897 Gapter Rd, Boulder, CO 80303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,649 sqft · built 1992
Lot Size	0.688 acres (29,981 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 1994)
Tax Bill	$13,979 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1463-34-4-11-001`

Property Details

APN / Parcel Number

Primary APN	`1463-34-4-11-001`
Alternative APNs	`R0036148` `0036148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,649 sqft Living Area
Gross Area	4,213 sqft
1st Floor Area	2,389 sqft
Upper Floors Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,981 sqft (0.688 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Patio Area	779 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0036148
Street Address	897 GAPTER RD
City	BOULDER
State	CO
Zip	80303-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 GAPTER
Legal Range	70
Legal Township	1N
Legal Section	34
Legal Subdivision	GAPTER - BOV
Legal Block	2
Legal Lot Number	19
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2032
Census Tract	12710

Owner

897 Gapter Rd is owned and occupied by an individual who acquired it in May 1995.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	897 GAPTER RD, BOULDER, CO 80303-2920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 1994 · Amount on File
Deed Sale	Oct 3, 1994 · Amount on File
Prior Sale	Dec 16, 1991 · Amount on File
Deed Document Number	19941467362
Last Transfer Date	May 8, 1995
Transfer Doc	0001516437
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	897 GAPTER RD, BOULDER, CO 80303-2920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003658504
Date	Jun 4, 2018
Instrument	3658504

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	897 GAPTER RD, BOULDER, CO 80303-2920
Document Number	0003725485
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 GAPTER RD BOULDER CO 803032920, BOULDER, CO 80303-2920

Mortgage

Document Number	0003725485
Date	Jul 23, 2019
Instrument	3725485

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 897 Gapter Rd was $13,979.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,554 (+5.69%) Land $63,144 Building $98,410	$2,445,800 (-) Land $998,600 Building $1,447,200
2025	$13,979.00	$152,863 Land $62,413 Building $90,450	$2,445,800 Land $998,600 Building $1,447,200
2023	$12,968.00 (+37.14%)	$160,553 (+47.59%) Land $45,078 Building $115,475	$2,396,300 (+53.1%) Land $672,800 Building $1,723,500
2022	$9,456.00	$108,781 Land $37,530 Building $71,251	$1,565,200 Land $540,000 Building $1,025,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 897 Gapter Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 97 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 6 condo units
Nearby Flood Claims	91 (1980–2022)
Claims Outside the SFHA	24 of 91
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Gapter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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