Yates County and Jerusalem Town property record for 898 Esperanza Dr, Bluff Point, NY 14478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 2011 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,824 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0472-000 |
| Primary APN | 0472-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 200 sqft |
| Upper Floors Area | 313 sqft |
| Basement Area | 940 sqft |
| Finished Basement | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 1 ft deep x 144 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 392 sqft |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Account Number | 0472-000 |
|---|---|
| Street Address | 898 ESPERANZA DR |
| City | KEUKA PARK |
| State | NY |
| Zip | 14478-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | BEDDOE TRACT |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | JERUSALEM |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 150302 |
898 Esperanza Dr, a single family home, is owned by two individuals.
Source: Yates County and Jerusalem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 ARLYNE DR, SOMERVILLE, NJ 08876-1442 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 898 Esperanza Dr was $13,824, up 2.2% from the year before.
Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Jerusalem Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,824.00 (+2.19%) | ||
| 2025 | $13,528.00 | $943,000 Land $454,200 Building $488,800 | $1,003,191 Land $483,191 Building $520,000 |
| 2023 | $840,000 Land $382,200 Building $457,800 | $988,235 Land $449,647 Building $538,588 | |
| 2020 | $16,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 898 Esperanza Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 898 Esperanza Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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