8978 SE 45th Ter, Ocala, FL 34480 Property Records

Marion County property record for 8978 SE 45th Ter, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,349 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Apr 2024)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3664-022-012`

Property Details

APN / Parcel Number

Primary APN	`3664-022-012`
Alternative APN	`3645669000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Area	633 sqft

Exterior Amenities

Pool Area	757 sqft
Porch	Open Porch
Patio Area	173 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3645669000
Street Address	8978 SE 45TH TER
City	OCALA
State	FL
Zip	34480-5278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD
Legal Description	SEC 14 TWP 16 RGE 22
Legal Range	22E
Legal Township	16S
Legal Section	14
Legal Subdivision	SUMMERCREST
Legal Block	V
Legal Lot Number	12
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2014
Census Tract	1105

Owner

8978 SE 45th Ter is owned and occupied by an individual who bought it in April 2024.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8978 SE 45TH TER, OCALA, FL 34480-5278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOME SOLUTION LENDERS INC
Jul 10, 2023	Special Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
Jul 15, 2022	Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	2024050995
Deed Book / Page	8304 / 628
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	8978 SE 45TH TER, OCALA, FL 34480-5278
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13372 92ND AVE, SEMINOLE, FL 33776-2426

Mortgage

Document Number	0083040629
Date	Apr 22, 2024
Book Page	8304/629
Instrument	2024050996

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company
Address	1445 E MAIN ST, BARTOW, FL 33830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 10, 2023
Property Address	8978 SE 45TH TER, OCALA, FL 34480-5278
Document Number	0080941092
Book / Page	8094 / 1092
Map Reference	MB 10 PG 119
Instrument Date	Jul 10, 2023
Instrument	2023087321
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 15, 2022
Property Address	8978 SE 45TH TER, OCALA, FL 34480-5278
Document Number	0078311697
Book / Page	7831 / 1697
Map Reference	MB 10 PG 119-133
Instrument Date	Jul 15, 2022
Instrument	2022104181
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$6,033.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8014 SW 135TH STREET RD, OCALA, FL 34473-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 8978 SE 45th Ter was $2,326 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 Homeowner's exemption	$158,249 Land $31,200 Building $127,049	$361,008 Land $31,200 Building $329,808
2023	$486.00 (+18.83%)	$29,900 (+20.08%) Land $29,900	$29,900 (+20.08%) Land $29,900
2022	$409.00	$24,900 Land $24,900	$24,900 Land $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8978 SE 45th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8978 SE 45th Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVIEW, CITY OF (3 WPS) serves 9,358 people · EPA ID FL3420074
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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