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8965 SE 45th Ter, Ocala, FL 34480 Property Records

Marion County property record for 8965 SE 45th Ter, Ocala, FL 34480

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,555 sqft · built 2024
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$389,400 (Apr 2024)
Tax Bill$513 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN3664-021-018

Property Details

APN / Parcel Number

Primary APN3664-021-018
Alternative APN
  • 3645537000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,555 sqft Living Area
1st Floor Area2,555 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialWood
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage Area682 sqft
PorchOpen Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3645537000
Street Address8965 SE 45TH TER
CityOCALA
StateFL
Zip34480-5279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD;PUD
Legal DescriptionSEC 14 TWP 16 RGE 22
Legal Range22E
Legal Township16S
Legal Section14
Legal SubdivisionSUMMERCREST
Legal BlockU
Legal Lot Number18
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group2
Census Block2009
Census Tract1105

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8965 SE 45TH TER, OCALA, FL 34480-5279
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · VA Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Jul 10, 2023Special Warranty Deed, Transfer
INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
Apr 15, 2022Warranty Deed, Transfer
INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleJul 10, 2023 · Amount on Record
Deed Document Number2024052989
Deed Book / Page8307 / 637
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address8965 SE 45TH TER, OCALA, FL 34480-5279
Transaction TypeMortgage
Record UpdatedMay 20, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2030 SW COLLINS AVE, TOPEKA, KS 66604-3225

Mortgage

Document Number0083070638
DateApr 25, 2024
Book Page8307/638
Instrument2024052990
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Address1201 PEACHTREE ST NE STE 2050, ATLANTA, GA 30361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

July 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARION FL
Recording DateJul 10, 2023
Property Address8965 SE 45TH TER, OCALA, FL 34480-5279
Document Number0080941092
Book / Page8094 / 1092
Map ReferenceMB 10 PG 119
Instrument DateJul 10, 2023
Instrument2023087321
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateApr 15, 2022
Property Address8965 SE 45TH TER, OCALA, FL 34480-5279
Document Number0077550079
Book / Page7755 / 79
Map ReferenceMB 10 PG 119-133
Instrument DateApr 15, 2022
Instrument2022055124
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,778.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8014 SW 135TH STREET RD, OCALA, FL 34473-6807

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$513.00 (+5.56%)$364,067 (+1,117.62%) Land $31,200 Building $332,867$364,067 (+1,117.62%) Land $31,200 Building $332,867
2023$486.00 (+18.83%)$29,900 (+20.08%) Land $29,900$29,900 (+20.08%) Land $29,900
2022$409.00$24,900 Land $24,900$24,900 Land $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLEVIEW, CITY OF (3 WPS)
serves 9,358 people · EPA ID FL3420074
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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