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8975 103rd Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8975 103rd Ave, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,686 sqft · built 2006
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Oct 2022)
Tax Bill$3,083 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-28-00003-0220-00001.0

Property Details

APN / Parcel Number

Primary APN31-38-28-00003-0220-00001.0
Alternative APN
  • 26903

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area400 sqft
DrivewayDriveway
Driveway Area640 sqft
PorchOpen Porch
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number26903
Street Address8975 103RD AVE
CityVERO BEACH
StateFL
Zip32967-3074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT H-2 BLK V LOT 1 PBI 6-4
Legal Range38
Legal Township31
Legal Section28
Legal SubdivisionVERO LAKE ESTATES UNIT H-2
Legal Block5
Legal Lot Number1
Legal UnitH-2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group3
Census Block3087
Census Tract50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8975 103RD AVE, VERO BEACH, FL 32967-3074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Sep 28, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 28, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2022 · Amount on Record
Deed SaleOct 20, 2022 · Amount on Record
Prior SaleSep 28, 2021
Deed Document Number3120220062639
Deed Book / Page3578 / 903
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 20, 2022
Property Address8975 103RD AVE, VERO BEACH, FL 32967-3074
Document Number0035780903
Book / Page3578 / 903
Map ReferenceMB 6 PG 4
Instrument DateSep 30, 2022
Instrument3120220062639
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8975 103RD AVE, 8975, VERO BEACH, FL 32967-3074

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8975 103RD AVE, VERO BEACH, FL 32967-3074

Mortgage

Document Number0003578904
DateOct 20, 2022
Instrument3578/904
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 28, 2021
Property Address8975 103RD AVE, VERO BEACH, FL 32967-3074
Document Number0034680417
Book / Page3468 / 417
Map ReferenceMB 6 PG 4
Instrument DateSep 23, 2021
Instrument3120210067999
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1835 TOLLGATE CANYON RD, 1835, COALVILLE, UT 84017-9364

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 RIVIERA AVE, SEBASTIAN, FL 32958-5159

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 28, 2019
Property Address8975 103RD AVE, VERO BEACH, FL 32967-3074
Document Number0031792393
Book / Page3179 / 2393
Map ReferenceMB 6 PG 4
Instrument DateJan 24, 2019
Instrument3120190005400
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyATLANTIC COASTAL LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6955 5TH ST SW, 6955, VERO BEACH, FL 32968-8407

Transferred To (Grantee/Buyer)

NameVerified Name
Address8975 103RD AVE, VERO BEACH, FL 32967-3074
InvestorPossibly a Property Investor

Mortgage

Document Number3120190005401
DateJan 28, 2019
Instrument3120190005401
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,083.00 (+1.58%)$227,867 (-5.65%) Land $30,281 Building $197,586$227,867 (-5.65%) Land $30,281 Building $197,586
2023$3,035.00 (+1.3%)$241,524 (+11.83%) Land $24,863 Building $216,661$241,524 (+11.83%) Land $24,863 Building $216,661
2022$2,996.00$215,967 Land $20,400 Building $195,567$215,967 Land $20,400 Building $195,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 in force
Nearby Flood Claims4 (1999–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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