8946 103rd Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8946 103rd Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2006
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2011)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00003-0230-00011.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00003-0230-00011.0`
Alternative APN	`26924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,044 sqft
Porch	Open Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26924
Street Address	8946 103RD AVE
City	VERO BEACH
State	FL
Zip	32967-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT H-2 BLK W LOT 11 PBI 6-4
Legal Range	38
Legal Township	31
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT H-2
Legal Block	W
Legal Lot Number	11
Legal Unit	H-2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	3
Census Block	3088
Census Tract	50903

Owner

8946 103rd Ave is owned and occupied by an individual who acquired it in August 2018.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	8946 103RD AVE, VERO BEACH, FL 32967-3073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2011 · Amount on File
Deed Sale	May 11, 2011 · Amount on File
Prior Sale	Mar 7, 2006 · Amount on File
Deed Document Number	0024970619
Last Transfer Date	Aug 3, 2018
Transfer Doc	0031380676
Record Updated	Jun 8, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 3, 2018
Property Address	8946 103RD AVE, VERO BEACH, FL 32967-3073
Document Number	0031380676
Book / Page	3138 / 0676
Map Reference	MB6 PG4
Instrument Date	Jul 26, 2018
Instrument	3120180047928
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 ALBATROSS TER, 525, SEBASTIAN, FL 32958-5933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8946 103RD AVE, VERO BEACH, FL 32967-3073

Mortgage

Document Number	3120180047929
Date	Aug 3, 2018
Instrument	3120180047929

Lender

Name	GRIFFIS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	272 Months
Due	Apr 29, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 8946 103rd Ave was $2,345.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,345.00	$175,904	$222,108 Land $30,281 Building $191,827
2023	$1,975.00 (+3.19%)	$165,967 (+3%)	$235,197 (+11.76%) Land $24,863 Building $210,334
2022	$1,914.00	$161,133	$210,456 Land $20,400 Building $190,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8946 103rd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	4 (1999–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8946 103rd Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20