Campbell County property record for 897 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,445 sqft · built 2007 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2018) |
| Tax Bill | $4,569 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-559.58 |
| Primary APN | 999-99-17-559.58 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,892 sqft (0.273 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 897 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 6 LOT 141 0.2732 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 6 |
| Legal Lot Number | 141 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 897 SANDSTONE RDG, NEWPORT, KY 41076-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | Aug 4, 2010 · Amount on Record |
| Deed Document Number | 20185076229 |
| Deed Book / Page | 795 / 657 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | 0005076229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 897 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005121788 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | M2255/803 |
| Instrument | 5121788 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 2, 2018 |
| Property Address | 897 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Document Number | 0005076229 |
| Book / Page | 000795 / 000657 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 5076229 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 SANDSTONE RDG COLD SPRING KY 410767120, COLD SPRING, KY 41076-7120 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,569.00 (+0.99%) | $377,000 (-) Land $75,000 Building $302,000 | $377,000 (-) Land $75,000 Building $302,000 |
| 2023 | $4,524.00 (+13.1%) | $377,000 (+17.81%) Land $75,000 Building $302,000 | $377,000 (+17.81%) Land $75,000 Building $302,000 |
| 2022 | $4,000.00 | $320,000 Land $45,000 Building $275,000 | $320,000 Land $45,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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