Campbell County property record for 893 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,352 sqft · built 2009 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Owner Name on File |
| Last Sale | $216,000 (Apr 2012) |
| Tax Bill | $4,060 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-559.59 |
| Primary APN | 999-99-17-559.59 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 9999917559.59 |
|---|---|
| Street Address | 893 SANDSTONE RDG |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 6 LOT 142 0.2066 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 6 |
| Legal Lot Number | 142 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
The current owner of 893 Sandstone Rdg bought it in April 2012.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 893 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2012 · Amount on File |
| Deed Sale | Apr 15, 2012 · Amount on File |
| Prior Sale | Dec 9, 2009 · Amount on File |
| Deed Document Number | 0000742831 |
| Deed Book / Page | 742 / 831 |
| Prior Transfer Date | Apr 12, 2012 |
| Prior Transfer Doc | 0007420831 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 893 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005151940 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | M2340/270 |
| Instrument | 5151940 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 893 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0005087257 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | M2171/016 |
| Instrument | 5087257 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 893 SANDSTONE RDG, COLD SPRING, KY 41076-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005104847 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M2208/684 |
| Instrument | 5104847 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2050 |
The 2025 property tax bill for 893 Sandstone Rdg was $4,060.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,060.00 | $335,000 Land $50,000 Building $285,000 | $335,000 Land $50,000 Building $285,000 |
| 2023 | $4,020.00 (+23.05%) | $335,000 (+28.15%) Land $50,000 Building $285,000 | $335,000 (+28.15%) Land $50,000 Building $285,000 |
| 2022 | $3,267.00 | $261,410 Land $45,000 Building $216,410 | $261,410 Land $45,000 Building $216,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 893 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 893 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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