Clermont County property record for 897 Pine Valley Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,360 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,000 (Oct 2017) |
| Tax Bill | $6,579 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-14B-196 |
| Primary APN | 27-28-14B-196 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 1,700 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Patio Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 897 PINE VALLEY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGENDARY RUN; SECTION 4-A LOT 135 |
| Legal Subdivision | LEGENDARY RUN |
| Legal Lot Number | 135 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41505 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jan 22, 2026 | Transfer on Death Deed, Transfer |
| Jan 20, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 16, 2017 | Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Prior Sale | Jun 8, 2012 · Amount on Record |
| Deed Document Number | 201723928 |
| Last Transfer Date | Jan 19, 2026 |
| Transfer Doc | 0000001500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007106 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 2871/4787 |
| Instrument | 202100007106 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 22, 2026 |
| Property Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Document Number | 0000001715 |
| Book / Page | 3013 / 4721 |
| Map Reference | CAB 8 PG 91&92 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202600001715 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 20, 2026 |
| Property Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Document Number | 0000001500 |
| Book / Page | 3013 / 3428 |
| Map Reference | CAB 8 PG 91&92 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202600001500 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028598 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 2825/5384 |
| Instrument | 201900028598 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 16, 2017 |
| Property Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Document Number | 0000023928 |
| Map Reference | PC 8 PGS 91-92 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 201700023928 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 PINE VALLEY LN, CINCINNATI, OH 45245-3324 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023929 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201700023929 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,579.00 (+5.06%) | $158,240 (-) Land $22,260 Building $135,980 | |
| 2024 | $6,262.00 (-52.18%) Homeowner's exemption | $158,240 (-) Land $22,260 Building $135,980 | $452,100 (-) Land $63,600 Building $388,500 |
| 2023 | $13,094.00 (+110.72%) Homeowner's exemption | $158,240 (+20.44%) Land $22,260 Building $135,980 | $452,100 (+20.43%) Land $63,600 Building $388,500 |
| 2022 | $6,214.00 Homeowner's exemption | $131,390 Land $18,480 Building $112,910 | |
| 2020 | $375,400 Land $52,800 Building $322,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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