Clay County property record for 897 N Division St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,264 sqft · built 1990 |
| Lot Size | 0.209 acres (9,121 sqft) |
| Owner | Company Name on Record |
| Last Sale | $73,800 (Oct 2010) |
| Tax Bill | $574 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082A410C 0041100 |
| Primary APN | 082A410C 0041100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,264 sqft Finished Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,121 sqft |
| Street Address | 897 N DIVISION ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 10 & 11 BLK 139 DB 303/992 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 10 |
| Legal Block | 139 |
| Legal Lot Number | 10-11 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1487, WEST POINT, MS 39773-1487 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Mar 24, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2010 · Amount on Record |
| Deed Sale | Oct 1, 2010 · Amount on Record |
| Deed Book / Page | 270 / 209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 897 N DIVISION ST, WEST POINT, MS 39773-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000520/966 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 520/966 |
| Instrument | 2020000786 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 6, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 897 N DIVISION ST, WEST POINT, MS 39773-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000521/309 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 521/309 |
| Instrument | 2020000996 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 6, 2025 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574.00 (+3.42%) | $10,240 (-) Land $1,107 Building $9,133 | $68,267 (-) Land $7,380 Building $60,887 |
| 2024 | $555.00 (-56.54%) | $10,240 (+19.99%) Land $1,107 Building $9,133 | $68,267 (+2%) Land $7,380 Building $60,887 |
| 2023 | $1,277.00 (+1.11%) | $8,534 Land $1,107 Building $7,427 | $56,891 Land $7,380 Building $49,511 |
| 2022 | $1,263.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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