862 N Division St, West Point, MS 39773 Property Records

Clay County property record for 862 N Division St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,231 sqft · built 1991
Lot Size	0.15 acres (6,568 sqft)
Owner	Company Name on File
Tax Bill	$233 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083B311B 0120400`

Property Details

APN / Parcel Number

Primary APN	`083B311B 0120400`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,231 sqft Finished Area
1st Floor Area	1,119 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	6,568 sqft

Location & Zoning

Street Address	862 N DIVISION ST
City	WEST POINT
State	MS
Zip	39773-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 BLK 138 W 2 DB 191/162 313/85
Legal Range	06E
Legal Township	17
Legal Section	11
Legal Block	138
Legal Lot Number	3
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	950300

Owner

Source: Clay County records · APN 083B311B 0120400

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	862 N DIVISION ST, WEST POINT, MS 39773-2345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2022
Deed Sale	Sep 02, 2022
Deed Document Number	20224201
Deed Book / Page	313 / 85
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000313/85
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MS
Recording Date	Aug 31, 2022
Property Address	862 N DIVISION ST, WEST POINT, MS 39773-2345
Document Number	0000313/85
Book / Page	313 / 85
Instrument Date	Aug 31, 2022
Instrument	2022004201
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	862 N DIVISION ST, WEST POINT, MS 39773-2345

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$233.00 (-60.58%) Additional exemption filed	$6,515 (-) Land $750 Building $5,765	$65,148 (-) Land $7,500 Building $57,648
2024		$6,515 (+19.83%) Land $750 Building $5,765	$65,148 (+19.82%) Land $7,500 Building $57,648
2023	$591.00 (+0.34%) Additional exemption filed	$5,437 Land $750 Building $4,687	$54,371 Land $7,500 Building $46,871
2022	$589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259503003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	21 (1983–2019)
Claims Outside the SFHA	19 of 21
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0130017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SILOAM W/A #4-PINE BLUFF public/private · serves 515 people
Water Source	Groundwater
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.