897 Dusty Pine Dr, Apopka, FL 32703 Property Records

Orange County property record for 897 Dusty Pine Dr, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 2020
Lot Size	0.139 acres (6,049 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Mar 2022)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-2854-00-030`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-2854-00-030`
Alternative APNs	`282205285400030` `225975` `230486` `234992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,049 sqft (0.139 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	897 DUSTY PINE DR
City	APOPKA
State	FL
Zip	32703-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	FOREST LAKE ESTATES 90/100 LOT 3
Legal Range	28E
Legal Township	22S
Legal Section	05
Legal Subdivision	FOREST LAKE ESTS
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2031
Census Tract	15002

Owner

897 Dusty Pine Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	897 DUSTY PINE DR, APOPKA, FL 32703-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jul 15, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Jan 31, 2020	Correction Deed ATTORNEY ONLY
Jan 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	2022169410
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	897 DUSTY PINE DR, APOPKA, FL 32703-8020
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 CRESWICK CIR, ORLANDO, FL 32829-7240

Mortgage

Document Number	0000169411
Date	Mar 15, 2022
Instrument	20220169411

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 15, 2020
Property Address	897 DUSTY PINE DR, APOPKA, FL 32703-8020
Document Number	0000379762
Instrument Date	Jul 13, 2020
Instrument	379762
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,218.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	897 DUSTY PINE DR APOPKA FL 327038020, APOPKA, FL 32703-8020

Mortgage

Document Number	379763
Date	Jul 15, 2020
Instrument	379763

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 31, 2020
Property Address	897 DUSTY PINE DR, APOPKA, FL 32703-8020
Document Number	0000068973
Instrument Date	Jan 22, 2020
Instrument	68973
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$984.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 23, 2020
Property Address	897 DUSTY PINE DR, APOPKA, FL 32703-8020
Document Number	0000047601
Instrument Date	Jan 22, 2020
Instrument	47601
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$984.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 897 Dusty Pine Dr was $5,878, up 6.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,310 (-0.01%) Land $55,000 Building $300,310	$355,310 (-1.21%) Land $55,000 Building $300,310
2025	$5,878.00 (+6.08%) Homeowner's exemption	$355,333	$359,670 Land $55,000 Building $304,670
2024	$5,541.00 (-15.67%)
2023	$6,571.00 (+134.34%)	$369,217 (+105.36%) Land $75,000 Building $294,217	$369,217 (+23.51%) Land $75,000 Building $294,217
2022	$2,804.00 Homeowner's exemption	$179,793	$298,928 Land $52,000 Building $246,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 897 Dusty Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Dusty Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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