889 Dusty Pine Dr, Apopka, FL 32703 Property Records

Orange County property record for 889 Dusty Pine Dr, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,034 sqft · built 2017
Lot Size	0.167 acres (7,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Dec 2020)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-2854-00-050`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-2854-00-050`
Alternative APNs	`282205285400050` `225978` `230489` `234995`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,259 sqft (0.167 acres)
Garage Type	Attached
Garage Area	429 sqft
Porch	Slab
Porch Area	118 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	889 DUSTY PINE DR
City	APOPKA
State	FL
Zip	32703-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	FOREST LAKE ESTATES 90/100 LOT 5
Legal Range	28E
Legal Township	22S
Legal Section	05
Legal Subdivision	FOREST LAKE ESTS
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2031
Census Tract	15002

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	889 DUSTY PINE DR, APOPKA, FL 32703-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Dec 13, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	2020649193
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2020
Property Address	889 DUSTY PINE DR, APOPKA, FL 32703-8020
Document Number	0000649193
Instrument Date	Nov 30, 2020
Instrument	649193
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	889 DUSTY PINE DR APOPKA FL 327038020, APOPKA, FL 32703-8020

Mortgage

Document Number	649194
Date	Dec 11, 2020
Instrument	649194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 13, 2017
Property Address	889 DUSTY PINE DR, APOPKA, FL 32703-8020
Document Number	0000677333
Map Reference	MB 90 PG 100-112
Instrument Date	Dec 8, 2017
Instrument	20170677333
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH16, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 DUSTY PINE DR, APOPKA, FL 32703-8020

Mortgage

Document Number	0000677334
Date	Dec 13, 2017
Instrument	20170677334

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year CMT
Margin	2
Max Rate	8.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,685 (+2.7%)	$362,340 (-1.22%) Land $55,000 Building $307,340
2025	$5,140.00 (+6.57%) Homeowner's exemption	$310,307 (+5.99%)	$366,820 (-3.02%) Land $55,000 Building $311,820
2024	$4,823.00 (+3.43%)
2023	$4,663.00 (+3.16%) Homeowner's exemption	$292,779 (+3%)	$378,254 (+23.11%) Land $75,000 Building $303,254
2022	$4,520.00 Homeowner's exemption	$284,251	$307,248 Land $52,000 Building $255,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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