897 Crystal Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 897 Crystal Rd, Edgewater, MD 21037 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,734 sqft · built 2008
Lot Size	1.09 acres (47,622 sqft)
Owner	Individual Name on File
Last Sale	$583,500 (Feb 2008)
Tax Bill	$4,631 (2023)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-000-90223447`

Property Details

APN / Parcel Number

Primary APN	`01-000-90223447`
Alternative APN	`00090223447`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,734 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,622 sqft (1.09 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Built-in
Garage Area	400 sqft Garage
Shed	1 Shed
Shed Area	336 sqft Shed
Deck Area	168 sqft Deck

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	00090223447
Street Address	897 CRYSTAL RD
City	EDGEWATER
State	MD
Zip	21037-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 897 CRYSTAL ROAD CRYSTAL GLEN AT PONDER
Legal Subdivision	CRYSTAL GLENN/PONDER COVE
Legal Lot Number	1 897
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2027
Census Tract	701202

Owner

Source: Anne Arundel County records · APN 01-000-90223447

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	897 CRYSTAL RD, EDGEWATER, MD 21037-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2008 · Amount on Record
Deed Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	001527
Deed Book / Page	19915 / 298
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	897 CRYSTAL RD, EDGEWATER, MD 21037-4202
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CRYSTAL RD, EDGEWATER, MD 21037-4202

Mortgage

Document Number	0353010134
Date	Sep 30, 2020
Book Page	35301/134

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,631.00 Homeowner's exemption	$444,400 Land $211,900 Building $232,500	$444,400 Land $211,900 Building $232,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	5.0 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.