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895 Crystal Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 895 Crystal Rd, Edgewater, MD 21037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,478 sqft · built 2007
Lot Size0.806 acres (35,100 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Apr 2007)
Tax Bill$5,150 (2024)
Deeds & MortgagesAug 2019 Mortgage
Mar 2018 Mortgage
Flood ZoneZone AE (high risk)
APN01-000-90223448

Property Details

APN / Parcel Number

Primary APN01-000-90223448
Alternative APNs
  • 1-000-90223448
  • 00090223448

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area2,838 sqft
1st Floor Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area35,100 sqft (0.806 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00090223448
Street Address895 CRYSTAL RD
CityEDGEWATER
StateMD
Zip21037-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 CRYSTAL GLEN AT PONDER
Legal SubdivisionCRYSTAL GLEN AT PONDER
Legal Block2
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2027
Census Tract701202

Owner

Source: Anne Arundel County records · APN 01-000-90223448

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address895 CRYSTAL RD, EDGEWATER, MD 21037-4202
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Mar 08, 2018Intrafamily Transfer, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2007 · Amount on Record
Deed SaleApr 06, 2007 · Amount on Record
Deed Document Number20073749
Deed Book / Page18962 / 396
Last Transfer DateFeb 23, 2018
Transfer Doc0319070422
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address895 CRYSTAL RD, EDGEWATER, MD 21037-4202
Document Number0335320081
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address895 CRYSTAL RD EDGEWATER MD 210374202, EDGEWATER, MD 21037-4202

Mortgage

Document Number0335320081
DateSep 04, 2019
Book Page033532/000081
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMar 08, 2018
Property Address895 CRYSTAL RD, EDGEWATER, MD 21037-4202
Document Number0319070422
Book / Page31907 / 422
Map ReferenceMB274 PL43&44
Instrument DateFeb 23, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 CRYSTAL RD, EDGEWATER, MD 21037-4202

Mortgage

Document Number0031907429
DateMar 08, 2018
Instrument31907/429
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$491,533 (+10.56%)$515,000 (+15.83%) Land $231,200 Building $283,800
2024$5,150.00 (+13.74%)
2023$4,528.00 Homeowner's exemption$444,600 Land $231,200 Building $213,400$444,600 Land $231,200 Building $213,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 165 individual NFIP policies nearby
Nearby Flood Policies165 in force
Nearby Flood Claims15 (2003–2024)
Claims Outside the SFHA1 of 15
Most Recent ClaimApr 2024, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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