897 Cabernet Ln, Saint Albans, MO 63073 Property Records

Franklin County property record for 897 Cabernet Ln, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,921 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$159,600 (Jan 2024)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1-11.0-0-002-002.140`

Property Details

APN / Parcel Number

Primary APN	`08-1-11.0-0-002-002.140`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,921 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Patio Area	564 sqft

Location & Zoning

Street Address	897 CABERNET LN
City	SAINT ALBANS
State	MO
Zip	63073-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:14 VINEYARDS 1
Legal Range	2E
Legal Township	44N
Legal Section	11
Legal Subdivision	VINEYARDS
Legal Lot Number	14
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1045
Census Tract	800102

Owner

897 Cabernet Ln is owned and occupied by an individual who bought it in January 2024.

Source: Franklin County records, as of November 11, 2025

Owner of Record	Individual Name on File
Mailing Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Quit Claim Deed, Transfer · Line of Credit CARROLLTON BANK
Oct 19, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Aug 28, 2019	Warranty Deed, Transfer PARAMOUNT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	2024565
Prior Transfer Date	Jan 16, 2024
Prior Transfer Doc	0000000565
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 17, 2024
Property Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201
Document Number	0002400565
Map Reference	PB P PG 12
Instrument Date	Jan 11, 2024
Instrument	2400565
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 CASCADE CIRCLE DR, BALLWIN, MO 63021-7332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201

Mortgage

Document Number	0002400567
Date	Jan 17, 2024
Instrument	2400567

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 25, 2029

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 19, 2021
Property Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201
Document Number	0002119795
Map Reference	PB P PG 12
Instrument Date	Jul 23, 2021
Instrument	2119795
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201

Mortgage

Document Number	0002119796
Date	Oct 19, 2021
Instrument	2119796

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 28, 2019
Property Address	897 CABERNET LN, SAINT ALBANS, MO 63073-1201
Document Number	0000011196
Instrument Date	Aug 26, 2019
Instrument	11196
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	897 CABERNET LN ST ALBANS MO 630731201, ST ALBANS, MO 63073-1201

Mortgage

Document Number	11198
Date	Aug 28, 2019
Instrument	11198

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 897 Cabernet Ln was $7,332.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,332.00	$102,705	$540,550 Land $90,000 Building $450,550
2023	$5,618.00 (-12%)	$85,314	$449,020 Land $90,000 Building $359,020
2022	$6,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Cabernet Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Cabernet Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cabernet Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures