889 Cabernet Ln, Saint Albans, MO 63073 Property Records

Franklin County property record for 889 Cabernet Ln, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,556 sqft · built 1996
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-1-11.0-0-002-002.160`

Property Details

APN / Parcel Number

Primary APN	`08-1-11.0-0-002-002.160`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,424 sqft (0.4 acres)
Patio Area	372 sqft

Location & Zoning

Street Address	889 CABERNET LN
City	SAINT ALBANS
State	MO
Zip	63073-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:12 VINEYARDS 1
Legal Range	02E
Legal Township	44
Legal Section	11
Legal Subdivision	VINEYARDS
Legal Block	2
Legal Lot Number	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1045
Census Tract	800102

Owner

889 Cabernet Ln is owned and occupied by two individuals who acquired it in May 2016.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	889 CABERNET LN, SAINT ALBANS, MO 63073-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Nov 20, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016
Deed Sale	May 27, 2016
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	1607681
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	889 CABERNET LN, SAINT ALBANS, MO 63073-1201
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002124172
Date	Dec 29, 2021
Instrument	2124172

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 20, 2023
Property Address	889 CABERNET LN, SAINT ALBANS, MO 63073-1201
Document Number	0002313770
Map Reference	PB P PG 12
Instrument Date	Nov 16, 2023
Instrument	2313770
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	889 CABERNET LN, SAINT ALBANS, MO 63073-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 CABERNET LN, SAINT ALBANS, MO 63073-1201

Tax Assessment & Valuation

The 2025 property tax bill for 889 Cabernet Ln was $5,336.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,336.00	$86,524	$455,390 Land $90,000 Building $365,390
2023	$5,027.00 (-5.56%)	$76,344 (-6.84%)	$401,810 Land $90,000 Building $311,810
2022	$5,323.00	$81,947
2021			$431,300 Land $90,000 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 889 Cabernet Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 Cabernet Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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