San Bernardino County property record for 897 Bear Mountain Rd, Big Bear City, CA 92314
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,136 sqft · built 1982 |
| Lot Size | 0.225 acres (9,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Nov 1998) |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0313-352-28-0000 |
| Primary APN | 0313-352-28-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,396 sqft |
| 1st Floor Area | 1,136 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,782 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 716 sqft |
| Patio Area | 716 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 897 BEAR MOUNTAIN RD |
|---|---|
| City | BIG BEAR CITY |
| State | CA |
| Zip | 92314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BVRS |
| Legal Description | TRACT 7826 LOT 81 TRACT NO 7826 WHISPERING FOREST NO 3 LOT 81 |
| Legal Subdivision | WHISPERING FOREST #3 |
| Legal Tract | 7826 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 11300 |
897 Bear Mountain Rd is owned and occupied by an individual who acquired it in May 2015.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3630, BIG BEAR LAKE, CA 92315-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/STHRN CA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 1998 · Amount on File |
| Deed Sale | Nov 24, 1998 · Amount on File |
| Deed Document Number | 1998501756 |
| Last Transfer Date | May 1, 2015 |
| Transfer Doc | 0000188185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 897 BEAR MOUNTAIN RD, BIG BEAR CITY, CA 92314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 897 BEAR MOUNTAIN RD, BIG BEAR CITY, CA 92314 |
| Investor | Possibly a Property Investor |
| Document Number | 0000342791 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-0342791 |
| Name | CREDIT UNION OF SOUTHERN CALIFORNIA |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 14, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 897 BEAR MOUNTAIN RD, BIG BEAR CITY, CA 92314 |
| Document Number | 0000194621 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3630 BIG BEAR LAKE CA 923153630, BIG BEAR LAKE, CA 92315-3630 |
| Document Number | 0000194621 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 194621 |
| Name | CREDIT UNION/STHRN CA |
|---|---|
| Type | Credit Union |
| Address | LA HABRA, CA 90631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 13, 2034 |
The 2025 property tax bill for 897 Bear Mountain Rd was $3,025 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $175,901 (+2%) Land $55,967 Building $119,934 | |
| 2025 | $3,025.00 Homeowner's exemption | $172,452 Land $54,870 Building $117,582 |
| 2023 | $2,782.00 (+4.27%) Homeowner's exemption | $165,755 Land $52,739 Building $113,016 |
| 2022 | $2,668.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 897 Bear Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1993–2005) |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 897 Bear Mountain Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR CITY CSD serves 12,738 people · EPA ID CA3610008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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