8965 Summer Crest Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 8965 Summer Crest Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,289 sqft · built 2010
Lot Size	0.41 acres (17,864 sqft)
Owner	2 Owner Names on Record
Last Sale	$263,496 (Jan 2011)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0190-0297-00`

Property Details

APN / Parcel Number

Primary APN	`510-0190-0297-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
1st Floor Area	1,567 sqft
2nd Floor Area	1,722 sqft
Basement Area	1,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	17,864 sqft (0.41 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8965 SUMMER CREST DR
City	CINCINNATI
State	OH
Zip	45251-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERCREST DRLOT 21 0.4101 AC SUMMERCREST SUB
Legal Subdivision	SUMMERCREST SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	5
Census Block	5004
Census Tract	20701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	8965 SUMMER CREST DR, CINCINNATI, OH 45251-1844
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2011 · Amount on Record
Deed Sale	Jan 13, 2011 · Amount on Record
Prior Sale	Nov 4, 2010 · Amount on Record
Deed Document Number	11-006305
Deed Book / Page	11628 / 00293
Prior Transfer Date	Jan 7, 2011
Prior Transfer Doc	0020116305
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8965 SUMMER CREST DR, CINCINNATI, OH 45251-1844
Document Number	0000075999
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8965 SUMMER CREST DR CINCINNATI OH 452511844, CINCINNATI, OH 45251-1844

Mortgage

Document Number	0000075999
Date	Aug 3, 2020
Book Page	014223/002610
Instrument	75999

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (+8.07%)	$125,255 (-) Land $14,035 Building $111,220
2024	$6,755.00 (-0.53%)	$125,255 (-) Land $14,035 Building $111,220
2023	$6,791.00 (+7%)	$125,255 (+31.2%) Land $14,035 Building $111,220	$357,870 (+31.2%) Land $40,100 Building $317,770
2022	$6,347.00 Homeowner's exemption	$95,467 Land $15,159 Building $80,308
2020			$272,760 Land $43,310 Building $229,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20