Hamilton County property record for 8949 Summer Crest Dr, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,084 sqft · built 2010 |
| Lot Size | 0.396 acres (17,293 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Sep 2020) |
| Tax Bill | $7,041 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0190-0295-00 |
| Primary APN | 510-0190-0295-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| 2nd Floor Area | 1,624 sqft |
| Basement Area | 1,460 sqft |
| Finished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,293 sqft (0.396 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8949 SUMMER CREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERCREST DRLOT 19 0.3970 AC SUMMERCREST SUB |
| Legal Subdivision | SUMMERCREST SUB |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20701 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8949 SUMMER CREST DR, CINCINNATI, OH 45251-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional with PMI SOMERVILLE NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2010 · Amount on Record |
| Deed Document Number | 2020-0092497 |
| Deed Book / Page | 14251 / 3019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8949 SUMMER CREST DR, CINCINNATI, OH 45251-1844 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8949 SUMMER CREST DR, CINCINNATI, OH 45251-1844 |
| Document Number | 0000001415 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 14828/321 |
| Instrument | 2023-0001415 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Dec 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2020 |
| Property Address | 8949 SUMMER CREST DR, CINCINNATI, OH 45251-1844 |
| Document Number | 0000092497 |
| Book / Page | 014251 / 003019 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 92497 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1820 DAYTON OH 454011820, DAYTON, OH 45401-1820 |
| Document Number | 92498 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 014251/003021 |
| Instrument | 92498 |
| Name | SOMERVILLE NAT'L BK |
|---|---|
| Type | Bank |
| Address | EATON, OH 45320 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,041.00 (+8.07%) | $120,750 (-) Land $14,035 Building $106,715 | |
| 2024 | $6,515.00 (-0.53%) | $120,750 (-) Land $14,035 Building $106,715 | |
| 2023 | $6,550.00 (+4%) | $120,750 (+27.47%) Land $14,035 Building $106,715 | $345,000 (+27.48%) Land $40,100 Building $304,900 |
| 2022 | $6,298.00 Homeowner's exemption | $94,725 Land $15,159 Building $79,566 | |
| 2020 | $270,640 Land $43,310 Building $227,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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