Gloucester County property record for 8964 Cuba Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,289 sqft · built 1965 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,498 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29055 |
| Primary APN | 29055 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Porch | Slab |
| Deck Area | 384 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8964 CUBA RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | BENA |
| Legal Subdivision | PLAT: PB3 176 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 100500 |
8964 Cuba Rd is owned and occupied by two individuals who acquired it in May 2024.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8964 CUBA RD, HAYES, VA 23072-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0000001827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 8964 CUBA RD, HAYES, VA 23072-3923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170005873 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 170005873 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
The 2026 property tax bill for 8964 Cuba Rd was $1,498, up 10.1% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,498.00 (+10.15%) | $252,560 (+15.84%) Land $57,140 Building $195,420 | $252,560 (+15.84%) Land $57,140 Building $195,420 |
| 2025 | $1,360.00 (+5.26%) | $218,020 (-) Land $57,140 Building $160,880 | $218,020 (-) Land $57,140 Building $160,880 |
| 2024 | $1,292.00 | $218,020 (-) Land $57,140 Building $160,880 | $218,020 (-) Land $57,140 Building $160,880 |
| 2023 | $1,292.00 (+8.39%) | $218,020 (+34.41%) Land $57,140 Building $160,880 | $218,020 (+34.41%) Land $57,140 Building $160,880 |
| 2022 | $1,192.00 | $162,200 Land $39,980 Building $122,220 | $162,200 Land $39,980 Building $122,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8964 Cuba Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8964 Cuba Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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