9139 Cuba Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 9139 Cuba Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,079 sqft · built 2002
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2019)
Tax Bill	$6,039 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10998`

Property Details

APN / Parcel Number

Primary APN	`10998`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,079 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	441,263 sqft (10.1 acres)
Garage Type	Attached
Garage Area	3,636 sqft
Pool Area	760 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9139 CUBA RD
City	HAYES
State	VA
Zip	23072-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BENA
Legal Subdivision	PLAT: ID 0504549
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1052
Census Tract	100500

Owner

9139 Cuba Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9139 CUBA RD, HAYES, VA 23072-3922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	20194829
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 24, 2019
Property Address	9139 CUBA RD, HAYES, VA 23072-3922
Document Number	190004829
Instrument Date	Oct 11, 2019
Instrument	190004829
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9139 CUBA RD, HAYES, VA 23072-3922

Mortgage

Document Number	190004830
Date	Oct 24, 2019
Instrument	190004830

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0190004831
Date	Oct 24, 2019
Instrument	190004831

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9139 Cuba Rd was $6,039, up 10.9% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,039.00 (+10.93%)	$1,018,330 (+16.71%) Land $103,400 Building $914,930	$1,018,330 (+16.71%) Land $103,400 Building $914,930
2025	$5,444.00 (+5.22%)	$872,530 (-) Land $96,980 Building $775,550	$872,530 (-) Land $96,980 Building $775,550
2024	$5,174.00	$872,530 (-) Land $96,980 Building $775,550	$872,530 (-) Land $96,980 Building $775,550
2023	$5,174.00 (+0.8%)	$872,530 (+24.94%) Land $96,980 Building $775,550	$872,530 (+24.94%) Land $96,980 Building $775,550
2022	$5,133.00	$698,370 Land $118,280 Building $580,090	$698,370 Land $118,280 Building $580,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9139 Cuba Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9139 Cuba Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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