89628 440th St, Hector, MN 55342 Property Records

Renville County property record for 89628 440th St, Hector, MN 55342

Property Summary

Property Type	Single Family Home
Details	648 sqft · built 1911
Lot Size	7.66 acres (333,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Mar 2024)
Tax Bill	$1,238 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00982-00`

Property Details

APN / Parcel Number

Primary APN	`20-00982-00`

Interior

Building Area	648 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	333,670 sqft (7.66 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	771 sqft
Shed	1 Shed
Shed Area	3,200 sqft
Quonset Hut	2,760 sqft
Total Buildings	5 Buildings

Location & Zoning

Street Address	89628 440TH ST
City	HECTOR
State	MN
Zip	55342-3078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.66 A TRACT IN SW4 OF NW4
Legal Range	33
Legal Township	116
Legal Section	02
Jurisdiction	RENVILLE MN
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1001
Census Tract	790200

Owner

Source: Renville County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89628 440TH ST, HECTOR, MN 55342-3078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Deed Document Number	2024406084
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000406563
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	89628 440TH ST, HECTOR, MN 55342-3078
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89628 440TH ST, HECTOR, MN 55342-3078

Mortgage

Document Number	000A413210
Date	Feb 17, 2026
Instrument	A413210

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	Mar 4, 2024
Property Address	89628 440TH ST, HECTOR, MN 55342-3078
Document Number	000A406084
Instrument Date	Mar 1, 2024
Instrument	A406084
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89628 440TH ST, HECTOR, MN 55342-3078

Mortgage

Document Number	000A406085
Date	Mar 4, 2024
Instrument	A406085

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	May 18, 2020
Property Address	89628 440TH ST, HECTOR, MN 55342-3078
Document Number	000A391860
Instrument Date	May 12, 2020
Instrument	A391860
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	89628 440TH ST, HECTOR, MN 55342-3078

Mortgage

Document Number	000A391851
Date	May 18, 2020
Instrument	A391851

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
County Subdivision	Osceola Township
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,238.00 (+21.37%)	$321,800 (+0.37%) Land $87,300 Building $234,500	$321,800 (+0.37%) Land $87,300 Building $234,500
2025	$1,020.00 (-35.85%) Disabled Person's exemption	$320,600 (+19.14%) Land $87,300 Building $233,300	$320,600 (+19.14%) Land $87,300 Building $233,300
2023	$1,590.00	$269,100 Land $84,300 Building $184,800	$269,100 Land $84,300 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
MVTV Wireless Fixed Wireless	50 / 10
LightBeam Internet Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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