78828 440th St, Hector, MN 55342 Property Records

Renville County property record for 78828 440th St, Hector, MN 55342

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1964
Lot Size	9.88 acres (430,373 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,970 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02031-00`

Property Details

APN / Parcel Number

Primary APN	`18-02031-00`

Interior

Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	430,373 sqft (9.88 acres)
Deck Area	Deck Area
Shed	1 Shed
Shed Area	180 sqft

Location & Zoning

Street Address	78828 440TH ST
City	HECTOR
State	MN
Zip	55342-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLDG SITE IN NW4
Legal Range	33
Legal Township	115
Legal Section	35
Jurisdiction	RENVILLE MN
Township / Civil Division	MELVILLE
Census Block Group	1
Census Block	1141
Census Tract	790200

Owner

Source: Renville County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78828 440TH ST, HECTOR, MN 55342-1156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIFE STYLE HOMES OF LITCHFIELD
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2025
Transfer Doc	0000411895
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78828 440TH ST, HECTOR, MN 55342-1156
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A394831
Date	Feb 18, 2021
Instrument	A394831

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78828 440TH ST, HECTOR, MN 55342-1156
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A388110
Date	Apr 3, 2019
Instrument	A388110

Lender

Name	LIFE STYLE HOMES OF LITCHFIELD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78828 440TH ST, HECTOR, MN 55342-1156
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A388265
Date	Apr 22, 2019
Instrument	A388265

Lender

Name	AMERICAN MORTGAGE & EQUITY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
County Subdivision	Melville Township
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,970.00 (+28.76%)	$273,100 (+0.04%) Land $98,100 Building $175,000	$273,100 (+0.04%) Land $98,100 Building $175,000
2025		$273,000 (+7.65%) Land $98,100 Building $174,900	$273,000 (+7.65%) Land $98,100 Building $174,900
2023	$1,530.00	$253,600 Land $88,200 Building $165,400	$253,600 Land $88,200 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
MVTV Wireless Fixed Wireless	50 / 10
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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