896 Piney Rd, Hayesville, NC 28904 Property Records

Clay County property record for 896 Piney Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1966
Lot Size	1.8 acres (78,408 sqft)
Owner	Company Name on File
Tax Bill	$867 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555100730826`

Property Details

APN / Parcel Number

Primary APN	`555100730826`
Alternative APN	`615349000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,392 sqft Heated Area

Exterior

Year Built	Built 1966
Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Account Number	615349000
Street Address	896 PINEY RD
City	HAYESVILLE
State	NC
Zip	28904-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1306
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2002
Census Tract	950202

Owner

Source: Clay County records · APN 555100730826

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	79 MEADOW CREEK LN, HAYESVILLE, NC 28904-1651
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jan 25, 2021	Warranty Deed, Transfer
Sep 23, 2020	Warranty Deed, Transfer
Feb 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2021
Deed Sale	Jan 25, 2021
Prior Sale	Sep 23, 2020
Deed Document Number	0000448218
Deed Book / Page	448 / 218
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	896 PINEY RD, HAYESVILLE, NC 28904-7759
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000Q15/29
Date	Dec 01, 2020
Book Page	Q15/29
Instrument	2020003153

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 25, 2021
Property Address	896 PINEY RD, HAYESVILLE, NC 28904-7759
Document Number	000448/218
Book / Page	448 / 218
Instrument Date	Jan 22, 2021
Instrument	2021000288
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 MICA MINE RD, HAYESVILLE, NC 28904-9254

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 23, 2020
Property Address	896 PINEY RD, HAYESVILLE, NC 28904-7759
Document Number	0000444/81
Book / Page	444 / 81
Instrument Date	Sep 21, 2020
Instrument	2020002339
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 MICA MINE RD, HAYESVILLE, NC 28904-9254

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 23, 2017
Property Address	896 PINEY RD, HAYESVILLE, NC 28904-7759
Document Number	000408/177
Book / Page	408 / 177
Instrument Date	Feb 20, 2017
Instrument	2017000390
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 MICA MINE RD, HAYESVILLE, NC 28904-9254

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+15.45%)	$163,400 (-) Land $66,000 Building $97,400	$163,400 (-) Land $66,000 Building $97,400
2023	$751.00	$163,400 Land $66,000 Building $97,400	$163,400 Land $66,000 Building $97,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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