771 Piney Rd, Hayesville, NC 28904 Property Records

Clay County property record for 771 Piney Rd, Hayesville, NC 28904 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1950
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2023)
Tax Bill	$411 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`555100637397`

Property Details

APN / Parcel Number

Primary APN	`555100637397`
Alternative APNs	`616005000` `622385000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	812 sqft Heated Area

Exterior

Year Built	Built 1950
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	622385000
Street Address	771 PINEY RD
City	HAYESVILLE
State	NC
Zip	28904-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1306
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2008
Census Tract	950202

Owner

Source: Clay County records · APN 555100637397

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	771 PINEY RD, HAYESVILLE, NC 28904-7758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	0000047676
Deed Book / Page	476 / 76
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 16, 2023
Property Address	771 PINEY RD, HAYESVILLE, NC 28904-7758
Document Number	0000476/76
Book / Page	476 / 76
Instrument Date	Jun 13, 2023
Instrument	2023001161
Transaction Type	Transfer
Record Updated	Jul 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 MOORE VIEW TER, HAYESVILLE, NC 28904-7515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 PINEY RD, HAYESVILLE, NC 28904-7758

Mortgage

Document Number	0000W16/35
Date	Jun 16, 2023
Book Page	W16/35
Instrument	2023001162

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CAPON BRIDGE, WV 26711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jul 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 21, 2017
Property Address	771 PINEY RD, HAYESVILLE, NC 28904-7758
Document Number	415/131
Book / Page	415 / 131
Instrument Date	Nov 16, 2017
Instrument	2017002488
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 CHALIE COM DR46, 180, YOUNG HARRIS, GA 30582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 MUSKRAT CREEK RD, HAYESVILLE, NC 28904-5261

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (+35.2%)	$66,300 (-) Land $27,300 Building $39,000	$66,300 (-) Land $27,300 Building $39,000
2023	$304.00	$66,300 (-) Land $27,300 Building $39,000	$66,300 (-) Land $27,300 Building $39,000
2022	$304.00	$66,300 Land $27,300 Building $39,000	$66,300 Land $27,300 Building $39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013, other causes

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 588 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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