896 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 896 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 2005
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (May 2018)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103201-0250`

Property Details

APN / Parcel Number

Primary APN	`103201-0250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,657 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	38 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	896 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 25 OR4544/1123
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0250

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	896 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2018 · Amount on Record
Deed Sale	May 09, 2018 · Amount on Record
Prior Sale	Jun 20, 2005 · Amount on Record
Deed Document Number	201831994
Deed Book / Page	4544 / 1123
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0036030197
Record Updated	Jun 08, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 09, 2018
Property Address	896 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507
Document Number	0045441123
Book / Page	004544 / 001123
Instrument Date	May 08, 2018
Instrument	31994
Transaction Type	Transfer
Record Updated	Jun 07, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 OAK ARBOR CIR ST AUGUSTINE FL 320846507, ST AUGUSTINE, FL 32084-6507

Mortgage

Document Number	45441125
Date	May 09, 2018
Book Page	004544/001125
Instrument	31995

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,734 (+2.7%)	$291,796 (+2.15%) Land $85,000 Building $206,796
2025	$3,807.00 (+12%) Homeowner's exemption	$213,957 (+5.99%)	$285,650 (-1.21%) Land $80,000 Building $205,650
2024	$3,399.00 (+4.01%)
2023	$3,268.00 (+2.38%) Homeowner's exemption	$201,871 (+3%)	$289,144 (+0.03%) Land $90,000 Building $199,144
2022	$3,192.00 Homeowner's exemption	$195,991	$289,059 Land $80,640 Building $208,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.