884 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 884 Oak Arbor Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 2005
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2023)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`103201-0220`

Property Details

APN / Parcel Number

Primary APN	`103201-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	1,466 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	884 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 22 OR5842/918
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	884 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
May 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	May 9, 2005 · Amount on Record
Deed Document Number	202381808
Deed Book / Page	5842 / 918
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	0055621490
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 17, 2023
Property Address	884 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507
Document Number	0058420918
Book / Page	5842 / 918
Map Reference	MB 50 PG 42-48
Instrument Date	Oct 16, 2023
Instrument	2023081808
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 HEFFERON DR, SAINT AUGUSTINE, FL 32084-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507

Mortgage

Document Number	0005842920
Date	Oct 17, 2023
Instrument	5842/920

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2022
Property Address	884 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-6507
Document Number	0055621490
Book / Page	5562 / 1490
Map Reference	MB 50 PG 42-48
Instrument Date	May 19, 2022
Instrument	2022051616
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 HEFFERON DR, ST AUGUSTINE, FL 32084-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 HEFFERON DR, ST AUGUSTINE, FL 32084-6518

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,252 (+2.7%)	$286,370 (+3.83%) Land $85,000 Building $201,370
2025	$3,893.00 (+11.96%) Homeowner's exemption	$220,304 (+2.9%)	$275,812 (-6.77%) Land $80,000 Building $195,812
2024	$3,477.00 (-19.66%) Homeowner's exemption	$214,095 (-23.37%)	$295,851 (+5.9%) Land $90,000 Building $205,851
2023	$4,328.00 (+3.37%)	$279,377 (+0.19%)	$279,377 (+0.19%) Land $90,000 Building $189,377
2022	$4,187.00	$278,838	$278,838 Land $80,640 Building $198,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Oak Arbor Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures