Black Hawk County property record for 896 Hickory St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1946 |
| Lot Size | 0.235 acres (10,230 sqft) |
| Owner | Company Name on File |
| Last Sale | $13,000 (Dec 2016) |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-453-014 |
| Primary APN | 8913-21-453-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,230 sqft (0.235 acres) |
| Lot Dimensions | 155 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 896 HICKORY ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KREBS ADDITION LOT 15 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | KREBS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1503 |
896 Hickory St is owned by a company that bought it in December 2016.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 413, CEDAR FALLS, IA 50613-0020 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on File |
| Deed Sale | Dec 20, 2016 · Amount on File |
| Deed Document Number | 20162017-00011461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 2, 2026 |
| Property Address | 896 HICKORY ST, WATERLOO, IA 50701-2029 |
| Document Number | 0000004379 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20264379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2510 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6813 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004379, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20264379 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 896 Hickory St was $1,168, down 3.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (-3.15%) | $57,270 Land $20,190 Building $37,080 | $57,270 Land $20,190 Building $37,080 |
| 2024 | $1,206.00 | ||
| 2023 | $55,580 (+24.31%) Land $20,190 Building $35,390 | $55,580 Land $20,190 Building $35,390 | |
| 2022 | $982.00 | $44,710 Land $20,190 Building $24,520 | |
| 2021 | $44,710 Land $20,190 Building $24,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 896 Hickory St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 896 Hickory St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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