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892 Hickory St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 892 Hickory St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 870 sqft · built 1946
Lot Size0.212 acres (9,240 sqft)
OwnerCompany Name on Record
Last Sale$99,000 (Aug 2024)
Tax Bill$2,418 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN8913-21-453-013

Property Details

APN / Parcel Number

Primary APN8913-21-453-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area870 sqft Living Area
1st Floor Area870 sqft
Basement Area870 sqft
Finished Basement650 sqft
Unfinished Basement870 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions154 ft deep x 60 ft wide
Deck Area80 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address892 HICKORY ST
CityWATERLOO
StateIA
Zip50701-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKREBS ADDITION LOT 14 BLK 4
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionKREBS ADDITION
Legal Block4
Legal Lot Number14
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address907 SHERIDAN RD, WATERLOO, IA 50701-4945
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MORTGAGE LLC
Mar 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Deed Document Number202419055
Prior Transfer DateMar 3, 2022
Prior Transfer Doc0000018255
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address892 HICKORY ST, WATERLOO, IA 50701-2029
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200008067
DateOct 13, 2021
Instrument202200008067
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateMar 16, 2022
Property Address892 HICKORY ST, WATERLOO, IA 50701-2029
Document Number202200018255
Instrument DateMar 3, 2022
Instrument202200018255
Transaction TypeTransfer
Record UpdatedMar 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 HICKORY ST, WATERLOO, IA 50701-2029

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,418.00 (+40.91%) Homeowner's exemption$118,520 (+6.37%) Land $18,540 Building $99,980$118,520 (+6.37%) Land $18,540 Building $99,980
2024$1,716.00 (+43.72%)
2023$111,420 (+38.24%) Land $18,540 Building $92,880$111,420 (+38.24%) Land $18,540 Building $92,880
2022$1,194.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$80,600 Land $18,540 Building $62,060
2021$80,600 Land $18,540 Building $62,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, Verizon.

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