896 Emerald Lakes St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 896 Emerald Lakes St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,195 sqft · built 2020
Lot Size	0.204 acres (8,889 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Sep 2026)
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8071-12-5-20-01`

Property Details

APN / Parcel Number

Primary APN	`8071-12-5-20-01`
Alternative APNs	`0807-11-2-52-001` `R8962059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,195 sqft Living Area
Gross Area	3,727 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	8,889 sqft (0.204 acres)
Garage Type	Attached
Garage Area	620 sqft
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8962059
Street Address	896 EMERALD LAKES ST
City	SEVERANCE
State	CO
Zip	80550-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 11 HIDDEN VALLEY FARM 5TH FG
Legal Subdivision	HIDDEN VALLEY FARM 5TH FG
Legal Block	11
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2093
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Mar 17, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 16, 2020	Grant Deed, Transfer PPME LAND CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	20265127705
Prior Transfer Date	Sep 10, 2026
Prior Transfer Doc	0005127705
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Sep 18, 2026
Property Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0005127705
Instrument Date	Sep 10, 2026
Instrument	20265127705
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$272.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Mar 31, 2026
Property Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0005092125
Instrument Date	Mar 25, 2026
Instrument	5092125
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Tax	$2.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004822086
Date	Apr 27, 2022
Instrument	4822086

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 17, 2021
Property Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004693651
Instrument Date	Mar 16, 2021
Instrument	4693651
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.93
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

Mortgage

Document Number	0004693652
Date	Mar 17, 2021
Instrument	4693652

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Mar 16, 2020
Property Address	896 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004575348
Instrument Date	Mar 16, 2020
Instrument	4575348
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	4575356
Date	Mar 16, 2020
Instrument	4575356

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,580 (-2.09%) Land $5,810 Building $22,770	$467,050 (-) Land $95,000 Building $372,050
2025	$5,111.00 (-5.96%)	$29,190 (-17.54%) Land $5,940 Building $23,250	$467,050 (-10.73%) Land $95,000 Building $372,050
2024	$5,435.00 (+6.34%)
2023	$5,111.00	$35,400 Land $6,430 Building $28,970	$523,212 Land $95,000 Building $428,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: LightGig Communications, Verizon, Vistabeam.

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