895 Emerald Lakes St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 895 Emerald Lakes St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2021
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$411,900 (Oct 2021)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8071-12-5-10-07`

Property Details

APN / Parcel Number

Primary APN	`8071-12-5-10-07`
Alternative APNs	`0807-11-2-51-007` `R8962056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	416 sqft
Porch	Slab
Balcony Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8962056
Street Address	895 EMERALD LAKES ST
City	SEVERANCE
State	CO
Zip	80550-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 10 HIDDEN VALLEY FARM 5TH FG
Legal Subdivision	HIDDEN VALLEY FARM 5TH FG
Legal Block	10
Legal Lot Number	7
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2093
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Oct 4, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2020	Grant Deed, Transfer UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC
Mar 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20214762514
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

Mortgage

Document Number	0005072613
Date	Dec 16, 2025
Instrument	5072613

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 4, 2021
Property Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004762514
Instrument Date	Sep 27, 2021
Instrument	4762514
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

Mortgage

Document Number	0004762515
Date	Oct 4, 2021
Instrument	4762515

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	May 14, 2020
Property Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004590471
Instrument Date	May 13, 2020
Instrument	4590471
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12951 NE BEL RED RD #150 BELLEVUE WA 980052698, 150, BELLEVUE, WA 98005-2698

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Mar 2, 2020
Property Address	895 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004570906
Instrument Date	Mar 2, 2020
Instrument	4570906
Transaction Type	Transfer
Record Updated	Mar 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #301 COLORADO SPRINGS CO 809033476, 301, COLORADO SPRINGS, CO 80903-3476

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,480 (-2.08%) Land $5,810 Building $18,670	$400,027 (-) Land $95,000 Building $305,027
2025	$3,283.00 (-28.07%)	$25,000 (-17.55%) Land $5,940 Building $19,060	$400,027 (-10.74%) Land $95,000 Building $305,027
2024	$4,564.00 (+6.36%)
2023	$4,291.00	$30,320 Land $6,430 Building $23,890	$448,173 Land $95,000 Building $353,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: LightGig Communications, Verizon, Vistabeam.

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