896 Divide Ridge Rd, Given, WV 25245 Property Records

Putnam County property record for 896 Divide Ridge Rd, Given, WV 25245 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1979
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$66,617 (Apr 2018)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-108-0032.0001`

Property Details

APN / Parcel Number

Primary APN	`12-108-0032.0001`
Alternative APNs	`40-12-108-0032.0001` `00020799`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	60,548 sqft (1.39 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00020799
Street Address	896 DIVIDE RIDGE RD
City	GIVEN
State	WV
Zip	25245-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.39 AC 18 MILE CRK
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	20100

Owner

Source: Putnam County records · APN 12-108-0032.0001

Assessment roll updated December 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	896 DIVIDE RIDGE RD, GIVEN, WV 25245-7200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK NA
Oct 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20184389680002
Deed Book / Page	565 / 683
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	896 DIVIDE RIDGE RD, GIVEN, WV 25245-7200
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00001282/1
Date	Mar 26, 2021
Book Page	1282/1
Instrument	005010080008

Lender

Name	SUMMIT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 13, 2021
Property Address	896 DIVIDE RIDGE RD, GIVEN, WV 25245-7200
Document Number	000601/350
Book / Page	601 / 350
Map Reference	DB 227 PG 398
Instrument Date	Sep 21, 2021
Instrument	005134870003
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (-3.56%) Homeowner's exemption	$101,400 (+15.44%) Land $11,640 Building $89,760	$169,000 (+15.44%) Land $19,400 Building $149,600
2023	$1,067.00 (-31.69%)	$87,840 (+35.56%) Land $11,280 Building $76,560	$146,400 (+35.56%) Land $18,800 Building $127,600
2022	$1,562.00	$64,800 Land $11,760 Building $53,040	$108,000 Land $19,600 Building $88,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790201001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2002–2004)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2004, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 45% of West Virginia
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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