Putnam County property record for 1009 Divide Ridge Rd, Given, WV 25245
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1988 |
| Lot Size | 1.66 acres (72,615 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $764 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-108-0032.0002 |
| Primary APN | 12-108-0032.0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 72,615 sqft (1.66 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00020124 |
|---|---|
| Street Address | 1009 DIVIDE RIDGE RD |
| City | GIVEN |
| State | WV |
| Zip | 25245-8272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 3 (1.667 AC) |
| Legal Subdivision | 18 MILE CREEK |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20100 |
1009 Divide Ridge Rd, a rural home, is owned and occupied by an individual.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 DIVIDE RIDGE RD, GIVEN, WV 25245-8272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1009 DIVIDE RIDGE RD, GIVEN, WV 25245-8272 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001291/764 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 1291/764 |
| Instrument | 005076040014 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1009 Divide Ridge Rd was $764, up 4.7% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764.00 (+4.66%) | $61,080 (+5.71%) Land $12,660 Building $48,420 | $101,800 (+5.71%) Land $21,100 Building $80,700 |
| 2025 | $730.00 | $57,780 Land $12,060 Building $45,720 | $96,300 Land $20,100 Building $76,200 |
| 2023 | $612.00 (+0.82%) | $50,400 (-) Land $11,700 Building $38,700 | $84,000 (-) Land $19,500 Building $64,500 |
| 2022 | $607.00 | $50,400 Land $12,180 Building $38,220 | $84,000 Land $20,300 Building $63,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1009 Divide Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2002–2004) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Divide Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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