Lauderdale County property record for 8950 Co Rd 8, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,895 sqft · built 2008 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,259 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-10-0-000-010-009 |
| Primary APN | 07-02-10-0-000-010-009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,895 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| 2nd Floor Area | 1,188 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 400 ft deep x 324 ft wide |
| Garage Area | 1,600 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 60425 |
|---|---|
| Street Address | 8950 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 2 AC/D 324.28 X 400S DESC AS PT NW/4 OF SE/4 SEC 10 T1S R13W |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 10 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 11402 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 2025/46494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 30, 2025 |
| Property Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Document Number | 2025/46494 |
| Book / Page | 2025 / 46494 |
| Map Reference | MB 2007 PG 41485 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18120 HIGHWAY 20, WATERLOO, AL 35677-3831 |
| Name | Verified Name |
|---|---|
| Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 30, 2025 |
| Property Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Document Number | 2025/46494 |
| Book / Page | 2025 / 46494 |
| Map Reference | MB 2007 PG 41485 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18120 HIGHWAY 20, WATERLOO, AL 35677-3831 |
| Name | Verified Name |
|---|---|
| Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 8950 COUNTY ROAD 8, WATERLOO, AL 35677-3867 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/67366 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 2021/67366 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,259.00 (+3.28%) Homeowner's exemption | $37,640 (+3.18%) | $376,360 (+3.2%) Land $21,300 Building $355,060 |
| 2024 | $1,219.00 (-0.41%) Homeowner's exemption | $36,480 (+1,604.67%) Land $1,780 Building $34,700 | $364,680 (+3.64%) Land $17,700 Building $346,980 |
| 2023 | $1,224.00 (+27.23%) Homeowner's exemption | $2,140 (-92.28%) Land $2,140 | $351,880 (+38.59%) Land $21,400 Building $330,480 |
| 2022 | $962.00 Homeowner's exemption | $27,720 | $253,900 Land $17,000 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures