8509 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 8509 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Other Improved
Details	1,260 sqft
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$186,700 (Oct 2025)
Tax Bill	$128 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-02-10-0-000-009-000`

Property Details

APN / Parcel Number

Primary APN	`07-02-10-0-000-009-000`
Alternative APNs	`093483` `20247` `93483`

Interior

Building Area	1,260 sqft Total Area
1st Floor Area	900 sqft

Exterior

Foundation Type	Retaining Wall
Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Account Number	93483
Street Address	8509 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3800
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	01
Legal Description	40 AC/D DESC AS SE/4 OF NW/4 SEC 10 T1S R13W
Legal Range	13W
Legal Township	01S
Legal Section	10
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1009
Census Tract	11402

Owner

8509 Co Rd 8 is owned by an individual who bought it in October 2025.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	553 COUNTY ROAD 145, WATERLOO, AL 35677-3721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Deed Document Number	0202549596
Deed Book / Page	2025 / 49596
Record Updated	Jun 8, 2026

October 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 16, 2025
Property Address	8509 COUNTY ROAD 8, WATERLOO, AL 35677-3800
Document Number	2025/49596
Book / Page	2025 / 49596
Instrument Date	Oct 13, 2025
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 CREEKSIDE DR, TUSCUMBIA, AL 35674-3214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 COUNTY ROAD 145, WATERLOO, AL 35677-3721
Investor	Possibly a Property Investor

Mortgage

Document Number	0202549599
Date	Oct 16, 2025
Instrument	2025/49599

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8509 Co Rd 8 was $128, up 6.7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$128.00 (+6.67%)	$3,640 (+6.43%)	$213,400 (+19.48%) Land $209,000 Building $4,400
2024	$120.00 (-5.51%)	$3,420 (+5.56%) Land $3,020 Building $400	$178,600 (+3.48%) Land $174,600 Building $4,000
2023	$127.00 (+19.81%)	$3,240 (+8%) Land $3,240	$172,600 (+73.64%) Land $168,800 Building $3,800
2022	$106.00	$3,000	$99,400 Land $97,600 Building $1,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8509 Co Rd 8 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8509 Co Rd 8 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20