895 Windrow Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 895 Windrow Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,425 sqft · built 2020
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2021)
Tax Bill	$6,192 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG68481`

Property Details

APN / Parcel Number

Primary APN	`00RGG68481`
Alternative APNs	`06-0798-03-3-02-32-0000` `R824944`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,425 sqft Living Area
1st Floor Area	1,932 sqft
2nd Floor Area	945 sqft
Attic	Attic
Attic Area	548 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00RGG68481
Street Address	895 WINDROW DR
City	BOZEMAN
State	MT
Zip	59718-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLANDERS MILL SUB PH 1, S03, T02 S, R05 E, BLOCK 1, LOT 16, PLAT J-582
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	FLANDERS MILL SUB PH 1
Legal Block	1
Legal Lot Number	16
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3046
Census Tract	506

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 WINDROW DR, BOZEMAN, MT 59718-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Commercial Mortgage MANHATTAN BANK
Nov 5, 2020	Deed of Trust, Mortgage · Construction Mortgage MANHATTAN BANK
Jun 15, 2020	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage MANHATTAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	20212751353
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 20, 2021
Property Address	895 WINDROW DR, BOZEMAN, MT 59718-3500
Document Number	2751353
Instrument Date	Sep 20, 2021
Instrument	2751353
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 DEER PARK COURT, 2330, BOZEMAN, MT 59715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	895 WINDROW DR, BOZEMAN, MT 59718-3500

Mortgage

Document Number	2751354
Date	Sep 20, 2021
Instrument	2751354

Lender

Name	MANHATTAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	895 WINDROW DR, BOZEMAN, MT 59718-3500
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2707445
Date	Nov 5, 2020
Instrument	2707445

Lender

Name	MANHATTAN BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 15, 2020
Property Address	895 WINDROW DR, BOZEMAN, MT 59718-3500
Document Number	2685194
Map Reference	PL J-582
Instrument Date	Jun 11, 2020
Instrument	2685194
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 DEER PARK CT, BOZEMAN, MT 59715-2229

Mortgage

Document Number	2685195
Date	Jun 15, 2020
Instrument	2685195

Lender

Name	MANHATTAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,192.00 (-18.71%)	$1,187,000 (+0.29%)	$1,187,000 (+0.29%) Land $343,070 Building $843,930
2023	$7,617.00	$1,183,600	$1,183,600 Land $236,530 Building $947,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Global Net, Verizon.

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