Stone County property record for 895 State Hwy U, Clever, MO 65631
| Property Type | Single Family Home |
|---|---|
| Details | 3,269 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4.0-19-000-000-002.002 |
| Primary APN | 01-4.0-19-000-000-002.002 |
|---|
| Building Area | 3,269 sqft Adjusted Area |
|---|
| Street Address | 895 STATE HIGHWAY U |
|---|---|
| City | CLEVER |
| State | MO |
| Zip | 65631-6227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF TRACT 1, SURVEY BOOK 91, PAGE 54 IN SECTIONS 18 & 19 PER DEED BOOK 2022, PAGE 13906 |
| Legal Tract | 1 |
| Jurisdiction | STONE MO |
| Township / Civil Division | CASS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 90101 |
Source: Stone County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 895 STATE HIGHWAY U, CLEVER, MO 65631-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| Sep 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MID MISSOURI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 |
| Deed Sale | Oct 3, 2022 |
| Deed Document Number | 0202213906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 895 STATE HIGHWAY U, CLEVER, MO 65631-6227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2213 E KATHRYN DR, REPUBLIC, MO 65738-1771 |
| Investor | Possibly a Property Investor |
| Document Number | 202300009856 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 202300009856 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | NIXA, MO 65714 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 895 STATE HIGHWAY U, CLEVER, MO 65631-6227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 895 STATE HIGHWAY U, CLEVER, MO 65631-6227 |
| Document Number | 202400009430 |
|---|---|
| Date | Sep 6, 2024 |
| Instrument | 202400009430 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
Source: Stone County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Unified School District | Nixa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,003.00 | $75,520 | $398,300 Land $22,200 Building $376,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 77% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 100 / 10 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
4G LTE (outdoors only), no 5G reported
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