398 State Hwy U, Clever, MO 65631 Property Records

Stone County property record for 398 State Hwy U, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	2,674 sqft · built 1979
Lot Size	11.1 acres (487,436 sqft)
Owner	2 Individual Names on Record
Tax Bill	$955 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-000-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-000-000-008.000`

Interior

Stories	1 Story
Building Area	2,674 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	487,436 sqft (11.1 acres)
Shed	1 Shed
Shed Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	398 STATE HIGHWAY U
City	CLEVER
State	MO
Zip	65631-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TRACT 2 PER SURVEY BOOK 94, PAGE 52
Legal Tract	2
Jurisdiction	STONE MO
Township / Civil Division	CASS
Census Block Group	1
Census Block	1040
Census Tract	90101

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	398 STATE HIGHWAY U, CLEVER, MO 65631-6224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF BOLIVAR

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 5, 2020
Deed Sale	Jun 5, 2020
Deed Document Number	202000006370
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	398 STATE HIGHWAY U, CLEVER, MO 65631-6224
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 STATE HIGHWAY U, CLEVER, MO 65631-6224

Mortgage

Document Number	202200009221
Date	Jun 15, 2022
Instrument	202200009221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jun 5, 2020
Property Address	398 STATE HIGHWAY U, CLEVER, MO 65631-6224
Document Number	202000006370
Instrument Date	May 22, 2020
Instrument	202000006370
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	398 STATE HIGHWAY U, CLEVER, MO 65631-6224

Mortgage

Document Number	202000006371
Date	Jun 5, 2020
Instrument	202000006371

Lender

Name	BANK OF BOLIVAR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (-3.34%)	$18,020 (-)	$95,500 (-) Land $11,200 Building $84,300
2023	$988.00	$18,020	$95,500 Land $11,200 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
Brightspeed DSL	10 / 1

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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