895 Southerness Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 895 Southerness Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,075 sqft · built 2002
Lot Size0.459 acres (19,994 sqft)
Owner2 Company Names on File
Last Sale$399,500 (Aug 2007)
Tax Bill$7,611 (2025)
Deeds & MortgagesMar 2024 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN27-28-14B-239

Property Details

APN / Parcel Number

Primary APN27-28-14B-239

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,075 sqft Living Area
1st Floor Area1,216 sqft
AtticAttic
Attic Area399 sqft
Basement Area433 sqft
Unfinished Basement433 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area19,994 sqft (0.459 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
Deck Area168 sqft
Patio Area954 sqft
Gazebo90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address895 SOUTHERNESS DR
CityCINCINNATI
StateOH
Zip45245-3349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGENDARY RUN SECTION 1B/3D; LOT 258
Legal SubdivisionLEGENDARY RUN
Legal Lot Number258
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group3
Census Block3009
Census Tract41505

Owner

895 Southerness Dr is owned by a company that acquired it in March 2024 and is owner-occupied.

Source: Clermont County records, as of August 14, 2026

Owner of Record2 Company Names on File
Mailing Address895 SOUTHERNESS DR, CINCINNATI, OH 45245-3349
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Intrafamily Transfer, Transfer
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2007 · Amount on File
Deed SaleAug 21, 2007 · Amount on File
Prior SaleOct 7, 2002 · Amount on File
Deed Document Number200725147
Deed Book / Page2079 / 1316
Last Transfer DateMar 1, 2024
Transfer Doc0000003966
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateMar 7, 2024
Property Address895 SOUTHERNESS DR, CINCINNATI, OH 45245-3349
Document Number0000003966
Book / Page2962 / 5667
Map ReferenceCAB B PHASE 216 THRO
Instrument DateMar 1, 2024
Instrument202400003966
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 SOUTHERNESS DR, CINCINNATI, OH 45245-3349

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address895 SOUTHERNESS DR, CINCINNATI, OH 45245-3349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016123
DateJul 30, 2019
Book Page2813/5506
Instrument201900016123
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term133 Months
DueAug 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 895 Southerness Dr was $7,611 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictNew Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,611.00$171,930 Land $29,510 Building $142,420
2024$491,200 (-) Land $84,300 Building $406,900
2023$14,227.00 (+102.15%) Homeowner's exemption$171,930 (+23.8%) Land $29,510 Building $142,420$491,200 Land $84,300 Building $406,900
2022$7,038.00 Homeowner's exemption$138,880 Land $23,800 Building $115,080
2020$396,800 Land $68,000 Building $328,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 895 Southerness Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Southerness Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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