Clermont County property record for 883 Southerness Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,709 sqft · built 1999 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2020) |
| Tax Bill | $7,150 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-14B-246 |
| Primary APN | 27-28-14B-246 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,709 sqft Living Area |
| 1st Floor Area | 2,691 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,299 sqft (0.466 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 883 SOUTHERNESS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGENDARY RUN SECTION 1B/3D; LOT 265 |
| Legal Subdivision | LEGENDARY RUN |
| Legal Lot Number | 265 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 41505 |
883 Southerness Dr is owned and occupied by an individual who bought it in October 2020.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 29, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | Dec 27, 1999 · Amount on File |
| Deed Document Number | 202030340 |
| Deed Book / Page | 2857 / 1279 |
| Prior Transfer Date | Oct 20, 2020 |
| Prior Transfer Doc | 0000030340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Document Number | 0000017447 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 2953/1 |
| Instrument | 202300017447 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAMIY OF COMPA |
| Name | Verified Name |
|---|
| Document Number | 0000026591 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2891/1906 |
| Instrument | 202100026591 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 29, 2020 |
| Property Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Document Number | 0000030340 |
| Book / Page | 2857 / 1279 |
| Map Reference | CAB 8 PG 216-219 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 202000030340 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 883 SOUTHERNESS DR, CINCINNATI, OH 45245-3349 |
| Document Number | 0000030341 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 202000030341 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
The 2025 property tax bill for 883 Southerness Dr was $7,150 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,150.00 | $161,290 Land $29,510 Building $131,780 | |
| 2024 | $460,800 (-) Land $84,300 Building $376,500 | ||
| 2023 | $13,346.00 (+102.27%) Homeowner's exemption | $161,290 (+23.88%) Land $29,510 Building $131,780 | $460,800 Land $84,300 Building $376,500 |
| 2022 | $6,598.00 Homeowner's exemption | $130,200 Land $23,800 Building $106,400 | |
| 2020 | $372,000 Land $68,000 Building $304,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 883 Southerness Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 883 Southerness Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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