895 S Heron Pointe Way, Eagle, ID 83616 Property Records

Ada County property record for 895 S Heron Pointe Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,810 sqft · built 2018
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$954,700 (Jan 2022)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`R5421240090`

Property Details

APN / Parcel Number

Primary APN	`R5421240090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,810 sqft Living Area
Gross Area	4,167 sqft
1st Floor Area	2,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached
Garage Area	885 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	895 S HERON POINTE WAY
City	EAGLE
State	ID
Zip	83616-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-DA-P
Legal Description	LOT 119 BLK 01 MACE RIVER RANCH SUB NO 05
Legal Range	01E
Legal Township	04N
Legal Section	17
Legal Subdivision	MACE RIVER RANCH SUB NO 05
Legal Block	01
Legal Lot Number	119
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2020
Census Tract	10233

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 S HERON POINTE WAY, EAGLE, ID 83616-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · ARM HSBC BANK USA
Nov 14, 2020	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Nov 12, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	20223009
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 10, 2022
Property Address	895 S HERON POINTE WAY, EAGLE, ID 83616-6312
Document Number	0000003009
Map Reference	MB110 PG15717-15725
Instrument Date	Jan 10, 2022
Instrument	2022-003009
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	895 S HERON POINTE WAY, EAGLE, ID 83616-6312

Mortgage

Document Number	0000003010
Date	Jan 10, 2022
Instrument	2022-003010

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.16%
Index	Other
Margin	3
Max Rate	7.16%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	895 S HERON POINTE WAY, EAGLE, ID 83616-6312
Document Number	0000158974
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	895 S HERON POINTE WAY EAGLE ID 836166312, EAGLE, ID 83616-6312

Mortgage

Document Number	0000158974
Date	Nov 19, 2020
Instrument	158974

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2030

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADA ID
Recording Date	Nov 12, 2020
Property Address	895 S HERON POINTE WAY, EAGLE, ID 83616-6312
Document Number	0000154543
Instrument Date	Oct 2, 2020
Instrument	154543
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	895 S HERON POINTE WAY EAGLE ID 836166312, EAGLE, ID 83616-6312

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,025.00 (-0.25%)	$1,097,000 (+11.76%)	$1,097,000 (+11.76%)
2024	$4,035.00 (-24.07%)
2023		$981,600 Land $450,000 Building $531,600	$981,600 Land $450,000 Building $531,600
2022	$5,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband, T-Mobile.

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