Moore County property record for 895 Rays Bridge Rd, Whispering Pines, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,623 sqft · built 1971 |
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Mar 2018) |
| Tax Bill | $4,287 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 858406496454 |
| Primary APN | 858406496454 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,623 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 41,948 sqft (0.963 acres) |
| Porch | Porch |
| Porch Area | 516 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97028704 |
|---|---|
| Street Address | 895 RAYS BRIDGE RD |
| City | WHISPERING PINES |
| State | NC |
| Zip | 28327-5910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSI |
| Legal Description | LOT 423 A SEC 4 WHISPERING PINES MUNI RAYS BRIDGE |
| Legal Subdivision | WHISPERINGS PINES |
| Legal Lot Number | 423 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950506 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 895 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| Mar 14, 2018 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 20183343 |
| Deed Book / Page | 4949 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 895 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-5910 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5316/59 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 5316/59 |
| Instrument | 2020007071 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Mar 14, 2018 |
| Property Address | 895 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-5910 |
| Document Number | 4949/054 |
| Book / Page | 4949 / 054 |
| Map Reference | MB 7 PG 26 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018003343 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-5910 |
| Document Number | 4949/057 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 4949/057 |
| Instrument | 2018003344 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Municipality | Whispering Pines Village |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,287.00 (-3.16%) | $630,300 (-) Land $225,000 Building $405,300 | |
| 2025 | $4,427.00 (+2.17%) | $630,300 (-) Land $225,000 Building $405,300 | |
| 2024 | $630,300 (-) Land $225,000 Building $405,300 | ||
| 2023 | $4,333.00 | $630,300 Land $225,000 Building $405,300 | $630,300 Land $225,000 Building $405,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112 |
|---|---|
| Water Source | Purchased surface water from TOWN OF SOUTHERN PINES |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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