895 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 895 O'Brien Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,514 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2023)
Tax Bill	$7,277 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 59.10-3-30`

Property Details

APN / Parcel Number

Primary APN	`422800 59.10-3-30`
Alternative APN	`280005901000030300000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,126 sqft
Upper Floors Area	388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	107 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	895 OBRIEN AVE
City	SCHENECTADY
State	NY
Zip	12303-3671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,FP,DNT,SF,DM,PT DEMARCO-18A 3.-196-17
Legal Block	3
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	5
Census Block	5004
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-3-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	895 OBRIEN AVE, SCHENECTADY, NY 12303-3671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2023	Deed, Transfer · Conventional Mortgage KEY BANK NA
Apr 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	202338325
Deed Book / Page	2111 / 100
Record Updated	Jun 08, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 03, 2023
Property Address	895 OBRIEN AVE, SCHENECTADY, NY 12303-3671
Document Number	0000038325
Book / Page	2111 / 100
Map Reference	CAB F-230
Instrument Date	Jun 13, 2023
Instrument	202338325
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 OXFORD BLVD, GREAT NECK, NY 11023-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19537 STATE ROUTE 22 APT 6, 6, PETERSBURGH, NY 12138-3523

Mortgage

Document Number	0000038326
Date	Jul 03, 2023
Instrument	202338326

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 13, 2021
Property Address	895 OBRIEN AVE, SCHENECTADY, NY 12303-3671
Document Number	0000016493
Book / Page	2056 / 598
Map Reference	CAB F-230
Instrument Date	Apr 08, 2021
Instrument	202116493
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 W HILLS RD, 417, MELVILLE, NY 11747-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CENTRAL AVE, SCHENECTADY, NY 12304-4701

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,277.00	$199,000 (+40.14%) Land $10,400 Building $188,600	$306,200 (+63.92%) Land $16,002 Building $290,198
2023		$142,000 (-) Land $10,400 Building $131,600	$186,800 (+9.18%) Land $13,681 Building $173,119
2022		$142,000 Land $10,400 Building $131,600	$171,100 Land $12,531 Building $158,569

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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