Schenectady County and Rotterdam Town property record for 882 O'Brien Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,985 sqft · built 1954 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Oct 2025) |
| Tax Bill | $8,100 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-70 |
| Primary APN | 422800 59.10-4-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,985 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| 2nd Floor Area | 650 sqft |
| Upper Floors Area | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 882 OBRIEN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,DM,SF DEMARC-29A 3.-197-2 |
| Legal Subdivision | DEMARCO SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 70.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
882 O'Brien Ave is owned by two individuals who bought it in October 2025.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 311 25TH ST, 3, WATERVLIET, NY 12189-1967 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK |
| Oct 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Aug 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 202525856 |
| Deed Book / Page | 2160 / 63 |
| Prior Transfer Date | Aug 9, 2007 |
| Prior Transfer Doc | 1765000682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 882 OBRIEN AVE, SCHENECTADY, NY 12303-3694 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 882 OBRIEN AVE, SCHENECTADY, NY 12303-3694 |
| Document Number | 0000060125 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 5270/470 |
| Instrument | 202260125 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 31, 2025 |
| Property Address | 882 OBRIEN AVE, SCHENECTADY, NY 12303-3694 |
| Document Number | 0000025856 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 202525856 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 882 OBRIEN AVE, SCHENECTADY, NY 12303-3694 |
| Name | Verified Name |
|---|---|
| Address | 311 25TH ST APT 3, 3, WATERVLIET, NY 12189-1967 |
| Document Number | 0000025857 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202525857 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 13, 2018 |
| Property Address | 882 OBRIEN AVE, SCHENECTADY, NY 12303-3694 |
| Document Number | 0000035720 |
| Book / Page | 001993 / 000520 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 35720 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 VAN BUREN AVE SCHENECTADY NY 123044002, SCHENECTADY, NY 12304-4002 |
The 2026 property tax bill for 882 O'Brien Ave was $8,100, up 1.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,100.00 (+1.61%) | ||
| 2025 | $7,972.00 | $218,000 (-) Land $9,000 Building $209,000 | $335,400 (+10.77%) Land $13,847 Building $321,553 |
| 2024 | $218,000 (-) Land $9,000 Building $209,000 | $302,800 (+5.58%) Land $12,501 Building $290,299 | |
| 2023 | $218,000 Land $9,000 Building $209,000 | $286,800 Land $11,840 Building $274,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 882 O'Brien Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 882 O'Brien Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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