895 Middleneck Rd, Warwick, MD 21912 Property Records

Cecil County property record for 895 Middleneck Rd, Warwick, MD 21912 · Last verified August 2026

Property Summary

Property TypeRural Home
Details4 ba · 4,040 sqft · built 1890
Lot Size14.7 acres (642,946 sqft)
OwnerCompany Name on File
Last Sale$1,476,000 (Feb 2026)
Tax Bill$8,512 (2025)
Deeds & MortgagesMar 2026 Foreclosure
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-012456

Property Details

APN / Parcel Number

Primary APN02-012456
Alternative APNs
  • 2012456
  • 012456

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,040 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area642,946 sqft (14.7 acres)
Garage TypeDetached
Garage Area912 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area236 sqft
Patio Area128 sqft
Shed1 Shed
Shed Area9,600 sqft
Gazebo288 sqft
Stable4,960 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number012456
Street Address895 MIDDLENECK RD
CityWARWICK
StateMD
Zip21912-1032
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description14.769 ACRES 895 MIDDLENECK ROAD WARWICK
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group3
Census Block3048
Census Tract30200

Owner

Source: Cecil County records · APN 02-012456

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address895 MIDDLENECK RD, WARWICK, MD 21912-1032
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed, Foreclosure
ACCOMODATION, ACCOMMODATION
Feb 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
HORIZON FARM CREDIT ACA
Feb 20, 2026Deed, Transfer · Commercial Mortgage
HORIZON FARM CREDIT ACA
Dec 27, 2019Loan Modification, Mortgage
ALFRED V DIBIASO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Book / Page5743 / 208
Record UpdatedSep 20, 2026

March 2026: Deed, Foreclosure

Document TypeDeed
JurisdictionCECIL MD
Recording DateMar 26, 2026
Property Address895 MIDDLENECK RD, WARWICK, MD 21912-1032
Document Number0057590209
Book / Page5759 / 209
Instrument DateMar 12, 2026
Transaction TypeForeclosure
Record UpdatedApr 07, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 MIDDLENECK RD, WARWICK, MD 21912-1032

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address895 MIDDLENECK RD, WARWICK, MD 21912-1032
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 SAW MILL RD, TOWNSEND, DE 19734-9640

Mortgage

Document Number0057430232
DateFeb 20, 2026
Book Page5743/232
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
AddressMECHANICSBURG, PA 17050
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 20, 2026
Property Address895 MIDDLENECK RD, WARWICK, MD 21912-1032
Document Number0057430208
Book / Page5743 / 208
Instrument DateJan 30, 2026
Transaction TypeTransfer
Record UpdatedMar 04, 2026
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address895 MIDDIENECK ROAD, WARWICK, MD 21912-1032

Mortgage

Document Number0057430215
DateFeb 20, 2026
Book Page5743/215
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
AddressMECHANICSBURG, PA 17050
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address895 MIDDLENECK RD, WARWICK, MD 21912-1032
Document Number0045260251
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0045260251
DateJan 03, 2020
Book Page004526/000251
Lender
NameALFRED V DIBIASO
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$919,500 (+10.29%)$1,005,300 (-) Land $137,600 Building $867,700
2025$8,512.00 (+24.08%) Homeowner's exemption$833,700 (+16.04%)$1,005,300 (+34.42%) Land $137,600 Building $867,700
2023$6,860.00 Homeowner's exemption$718,433$747,900 Land $137,600 Building $610,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 76% of Maryland
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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