Cecil County property record for 895 Middleneck Rd, Warwick, MD 21912 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 4,040 sqft · built 1890 |
| Lot Size | 14.7 acres (642,946 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,476,000 (Feb 2026) |
| Tax Bill | $8,512 (2025) |
| Deeds & Mortgages | Mar 2026 Foreclosure Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-012456 |
| Primary APN | 02-012456 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,040 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 642,946 sqft (14.7 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 236 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 9,600 sqft |
| Gazebo | 288 sqft |
| Stable | 4,960 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 012456 |
|---|---|
| Street Address | 895 MIDDLENECK RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 14.769 ACRES 895 MIDDLENECK ROAD WARWICK |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 30200 |
Source: Cecil County records · APN 02-012456
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed, Foreclosure ACCOMODATION, ACCOMMODATION |
| Feb 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON FARM CREDIT ACA |
| Feb 20, 2026 | Deed, Transfer · Commercial Mortgage HORIZON FARM CREDIT ACA |
| Dec 27, 2019 | Loan Modification, Mortgage ALFRED V DIBIASO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2016 · Amount on Record |
| Deed Book / Page | 5743 / 208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 26, 2026 |
| Property Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Document Number | 0057590209 |
| Book / Page | 5759 / 209 |
| Instrument Date | Mar 12, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 07, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 299 SAW MILL RD, TOWNSEND, DE 19734-9640 |
| Document Number | 0057430232 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 5743/232 |
| Name | HORIZON FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MECHANICSBURG, PA 17050 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 20, 2026 |
| Property Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Document Number | 0057430208 |
| Book / Page | 5743 / 208 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2026 |
| Title Company | KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 895 MIDDIENECK ROAD, WARWICK, MD 21912-1032 |
| Document Number | 0057430215 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 5743/215 |
| Name | HORIZON FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MECHANICSBURG, PA 17050 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 895 MIDDLENECK RD, WARWICK, MD 21912-1032 |
| Document Number | 0045260251 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0045260251 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 004526/000251 |
| Name | ALFRED V DIBIASO |
|---|
| Amount | Amount Recorded |
|---|
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919,500 (+10.29%) | $1,005,300 (-) Land $137,600 Building $867,700 | |
| 2025 | $8,512.00 (+24.08%) Homeowner's exemption | $833,700 (+16.04%) | $1,005,300 (+34.42%) Land $137,600 Building $867,700 |
| 2023 | $6,860.00 Homeowner's exemption | $718,433 | $747,900 Land $137,600 Building $610,300 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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